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385 Ramos Ranch Rd — Oakley — 4 Beds • 3 Baths • 2,508 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 25 · 1PM – 4PM

+54 more

$719,000

0 DOM

$287/sqft4 bd3 ba2,508 sqftHOA ~190/mo

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385 Ramos Ranch Rd Oakley, CA 94561

3,750sqft lot

Don’t miss this nearly new beauty tucked inside Oakley’s gated Acacia community. This home truly showcases pride of ownership with a highly desirable and functional floor plan. The main level features a full bedroom and bathroom—perfect for guests or multigenerational living. The upgraded kitchen is a standout, offering sleek dark cabinetry, quartz countertops, a farmhouse stainless steel sink, an oversized island ideal for entertaining, and a spacious pantry. The adjoining family room provides a warm, inviting space to unwind after a long day. Upstairs, you’ll find a generous loft that can easily serve as a second living area, home office, or gym. The primary suite is a true retreat, complete with a spa-like bathroom featuring dual vanities and separate his-and-hers walk-in closets. Additional highlights include fully paid solar and a convenient location close to shopping, dining, hiking and biking trails, plus easy access to Highway 4 and BART. An incredible opportunity and one of the best values for a nearly new home in the area.

MLS 41131052

877-973-3346 (Office) brionna.chang@redfin.com

Est. payment

$4,785/mo

Principal & interestTaxesInsuranceHOA

$3,636$749$210$190

Down %

Rate %

Years

Down payment: $143,800 · Total cost: $1,452,636

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,785/mo

Principal & interest: $3,636
Est. property tax: $749
Est. insurance: $210
HOA (normalized / mo): $190
Down payment: $143,800

Est. gross rent$2,996/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,789/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$719,000	—

Facts & Features

Transaction Data

HOA Fee$190/monthly

Structure & Property

Year Built2021

Garage Spaces2

877-973-3346 (Office) brionna.chang@redfin.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

385 Ramos Ranch Rd, Oakley, CA 94561

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Call

385 Ramos Ranch Rd Oakley, CA 94561

About this home

Brionna Chang

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Brionna Chang

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

385 Ramos Ranch Rd, Oakley, CA 94561

About This Property

Property Photos

385 Ramos Ranch Rd Oakley, CA 94561

About this home

Brionna Chang

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Brionna Chang

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.