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5315 Cole Street — Oakland | Belmont Brokerage | Belmont Brokerage

Active

$650,000

20 DOM

— bd— ba— sqft

Call

5315 Cole St Oakland, CA 94601

5,200sqft lot

5315 Cole Street is a four-unit property in the desirable Lower Maxwell Park neighborhood, rich with character and timeless period details. 5315 Cole offers a rare opportunity for both investors and owner-occupants, as the building will be DELIVERED COMPLETELY VACANT—providing maximum flexibility and upside. Ideally located near local shops, dining, and everyday conveniences, with easy access to public transit and major freeways including 580 and 880 for a seamless commute. This property is unique blend of classic appeal and prime location.

MLS 41128690

888-584-9427 (Office) 510-599-6003 (Cell) alma@almawallace.com

Est. payment

$4,154/mo

Principal & interestTaxesInsurance

$3,287$677$190

Down %

Rate %

Years

Down payment: $130,000 · Total cost: $1,313,231

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,154/mo

Principal & interest: $3,287
Est. property tax: $677
Est. insurance: $190
Down payment: $130,000

Est. gross rent$2,708/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,446/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$679,000	—

Facts & Features

Transaction Data

▼Price Reduced from $679,000 (−$29,000)

Structure & Property

Year Built1915

888-584-9427 (Office) 510-599-6003 (Cell) alma@almawallace.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5315 Cole Street, Oakland, CA 94601

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Call

5315 Cole St Oakland, CA 94601

About this home

Alma Wallace

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Alma Wallace

Sale & Tax History

No Recent Sales History

Location

5315 Cole Street, Oakland, CA 94601

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5315 Cole St Oakland, CA 94601

About this home

Alma Wallace

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Alma Wallace

Sale & Tax History

No Recent Sales History

Location