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398 Adams St 204 — Oakland — 1 Bed • 1 Bath • 750 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+5 more

$269,900

56 DOM

$360/sqft1 bd1 ba750 sqftHOA ~630/mo

Call

398 Adams St 204 Oakland, CA 94610

14,002sqft lot

This condo features one bedroom, one bath, 750 square feet of living space. Includes dining area, patio and one parking space. This property is an REO/Bank owned . Sold "As Is".

MLS 41124445

925-516-4518 (Office) 925-516-4518 (Cell) claudnaturel@aol.com

Est. payment

$2,355/mo

Principal & interestTaxesInsuranceHOA

$1,365$281$79$630

Down %

Rate %

Years

Down payment: $53,980 · Total cost: $545,294

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,355/mo

Principal & interest: $1,365
Est. property tax: $281
Est. insurance: $79
HOA (normalized / mo): $630
Down payment: $53,980

Est. gross rent$1,125/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,230/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 18, 2026	$314,900	—

Facts & Features

Transaction Data

▼Price Reduced from $314,900 (−$45,000)

HOA Fee$630/monthly

Structure & Property

Year Built1966

Garage Spaces1

925-516-4518 (Office) 925-516-4518 (Cell) claudnaturel@aol.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

398 Adams St 204, Oakland, CA 94610

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Call

398 Adams St 204 Oakland, CA 94610

About this home

Claudette Naturel

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Claudette Naturel

Sale & Tax History

No Recent Sales History

Location

398 Adams St 204, Oakland, CA 94610

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

398 Adams St 204 Oakland, CA 94610

About this home

Claudette Naturel

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Claudette Naturel

Sale & Tax History

No Recent Sales History

Location