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2322 E 21st St — Oakland — 3 Beds • 3 Baths • 2,092 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+20 more

$620,000

208 DOM

$296/sqft3 bd3 ba2,092 sqft

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2322 E 21st St Oakland, CA 94601

4,500sqft lot

Welcome to a spacious and versatile property offering two separate living levels with classic character and modern potential. The upper level features a light-filled living room, elegant dining room, and a generous kitchen that flows into three comfortable bedrooms, including a primary suite with its own bath. Downstairs, you’ll find an additional living room, oversized bonus spaces, and a laundry area that provides a flexible floor plan that creates endless lifestyle possibilities. Beautiful period details, tall ceilings, and large windows bring warmth and charm throughout. Home has been updated in 2023 with newly installed kitchen, roof, front paved driveway, rear deck, and more. Conveniently located near, transit, and vibrant dining/shopping corridors, this home is ideal for those seeking both space and location in the heart of Oakland.

MLS 41111975

888-584-9427 (Office) 510-545-6932 (Cell) kenny@fastagents.com

Est. payment

$3,962/mo

Principal & interestTaxesInsurance

$3,135$646$181

Down %

Rate %

Years

Down payment: $124,000 · Total cost: $1,252,621

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,962/mo

Principal & interest: $3,135
Est. property tax: $646
Est. insurance: $181
Down payment: $124,000

Est. gross rent$2,583/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,379/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Sep 18, 2025	$750,000	—

Facts & Features

Transaction Data

▼Price Reduced from $750,000 (−$130,000)

Structure & Property

Year Built1904

888-584-9427 (Office) 510-545-6932 (Cell) kenny@fastagents.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2322 E 21st St, Oakland, CA 94601

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2322 E 21st St Oakland, CA 94601

About this home

Kenny Truong

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Kenny Truong

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

2322 E 21st St, Oakland, CA 94601

About This Property

Property Photos

2322 E 21st St Oakland, CA 94601

About this home

Kenny Truong

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Kenny Truong

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.