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2038 2040 LAKESHORE — Oakland | Belmont Brokerage | Belmont Brokerage

Active

+55 more

$2,998,880

7 DOM

— bd— ba— sqft

Call

2038 2040 LAKESHORE Oakland, CA 94606-1122

7,313sqft lot

Stunning lakefront duplex with unmatched charm. A remarkable opportunity to own a gorgeous duplex that boasts breathtaking views over Lake Merritt. This beautifully renovated Mediterranean-style masterpiece perfectly combines classic elegance with modern amenities, offering an exceptional living experience. Step inside to find a chef's kitchen, paired with tastefully remodeled bathrooms that exude a contemporary flair. The thoughtful layout features spacious interiors adorned with pristine hardwood floors throughout, ensuring both comfort and style in every room. Both units are currently being used as 3-bedroom, 2-bathroom. Dramatic windows showcase panoramic lake views, perfect for watching the sunset. The upper unit includes a charming Juliet balcony for enjoying morning coffee with a view. In addition to the two upper units, a bonus space on the 3rd bottom level has been converted into a studio with a separate entrance. Whether you're seeking a unique family residence or an exceptional investment opportunity in the vibrant Oakland market, this duplex is poised to impress. Don’t miss your chance to make this extraordinary property your own—where the beauty of Lake Merritt meets the charm of a carefully crafted home.

MLS 41130019

925-230-0700 (Office) 510-305-8252 (Cell) tova.osborne.realtor@gmail.com

Est. payment

$19,163/mo

Principal & interestTaxesInsurance

$15,164$3,124$875

Down %

Rate %

Years

Down payment: $599,776 · Total cost: $6,058,805

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$19,163/mo

Principal & interest: $15,164
Est. property tax: $3,124
Est. insurance: $875
Down payment: $599,776

Est. gross rent$12,495/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,668/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 7, 2026	$2,998,880	—

Facts & Features

Structure & Property

Year Built1932

925-230-0700 (Office) 510-305-8252 (Cell) tova.osborne.realtor@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2038 2040 LAKESHORE, Oakland, CA 94606-1122

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2038 2040 LAKESHORE Oakland, CA 94606-1122

About this home

Tova Osborne

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tova Osborne

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

2038 2040 LAKESHORE, Oakland, CA 94606-1122

About This Property

Property Photos

2038 2040 LAKESHORE Oakland, CA 94606-1122

About this home

Tova Osborne

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Tova Osborne

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.