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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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920 W Balboa — Newport Beach | Belmont Brokerage | Belmont Brokerage

Active

+40 more

$2,750,000

19 DOM

— bd— ba— sqft

Call

920 W Balboa Newport Beach, CA 92661

2,614sqft lot

Ideally situated on the coveted Peninsula of Newport Beach, this beautifully updated duplex presents a rare opportunity to own a prime coastal asset just moments from both the beach and the bay. Offering exceptional versatility, the property is equally compelling as a strategic investment or an owner-user residence with income potential. Each unit features 2 bedrooms and 2 bathrooms, thoughtfully renovated with elevated, contemporary finishes. Stone slab countertops, stainless steel appliances, and new flooring enhance the open-concept interiors, creating bright, airy living spaces designed for modern coastal living. The lower residence opens to an expansive private patio, delivering effortless indoor-outdoor flow ideal for entertaining or unwinding in the ocean breeze. Above, the upper unit is distinguished by dramatic bifold doors that fully retract to a generous second-story deck, seamlessly extending the living area and embodying the relaxed sophistication of Southern California’s beach lifestyle. Further elevating the opportunity, architectural plans have been submitted to the City to expand the property to approximately 3,500 square feet, with architectural and city fees already paid. Upon completion, the projected value is estimated to exceed $6,000,000—offering meaningful upside and the advantage of securing a premier Peninsula location with future expansion already in progress. Located just moments from the sand, harbor, award-winning schools, and some of Newport Beach’s most sought-after restaurants and boutique shops, the property combines lifestyle appeal with long-term value. Whether acquired as an income-producing asset, a primary residence with rental flexibility, or a turnkey coastal retreat, this updated duplex delivers quality, scalability, and an exceptional location in one of Orange County’s most desirable enclaves

MLS NP26064179

949-438-4340 (Office) 949-378-6200 (Cell) tori.rimlinger@compass.com

Est. payment

$17,572/mo

Principal & interestTaxesInsurance

$13,905$2,865$802

Down %

Rate %

Years

Down payment: $550,000 · Total cost: $5,555,979

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$17,572/mo

Principal & interest: $13,905
Est. property tax: $2,865
Est. insurance: $802
Down payment: $550,000

Est. gross rent$11,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,114/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.