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40 Saratoga — Newport Beach — 3 Beds • 3 Baths • 1,960 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 16 · 11AM – 2PM

+48 more

$1,650,000

24 DOM

$842/sqft3 bd3 ba1,960 sqft

Call

40 Saratoga Newport Beach, CA 92660

Beautiful custom WATERFRONT home in Bayside Village in the heart of Newport Beach. Three bedroom 2 story home with views from most rooms sits on Back Bay with additional views of mountains and beautiful sunsets. This home was custom designed with large open kitchen which includes lots of cupboards, corian countertops & large pantry, living room with fireplace, dining area, laundry plus spacious master suite with open bathroom that has a soaking tub and walk in shower plus a large walk in closet all on the first level and with water views from most rooms. Upstairs are 2 well sized bedrooms plus a bathroom and a second floor deck off the one bedroom that has 180 degree views of the bay, mountains and marina. Great place to read a book or just take in the wonderful views. Outside is a spacious patio and front deck great for entertaining, sunsets and watchinig the boats sail by. Plus a covered carport. Bayside Village has numerous amenities including a waterfront clubhouse, pool, spa and private beach which is just a short stroll away. There is second clubhouse along with pool/jacuzzi, picnic area with barbeques & picnic tables plus a fitness room. Also near the beach is a dog park. Balboa Island and Fashion Island are just a short drive along with world class beaches and restaurants. Property is on leased land with an undermarket land lease at $2356 monthly which includes water, trash and amenities. Come live the Newport Beach WATERFRONT lifestyle at a fraction of the cost of nearby neighborhoods. Also co-ownership of a Duffy boat is available.

MLS NP26058854

949-644-1600 (Office) marilyn.williams@camoves.com

Est. payment

$10,543/mo

Principal & interestTaxesInsurance

$8,343$1,719$481

Down %

Rate %

Years

Down payment: $330,000 · Total cost: $3,333,587

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$10,543/mo

Principal & interest: $8,343
Est. property tax: $1,719
Est. insurance: $481
Down payment: $330,000

Est. gross rent$6,875/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,668/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 19, 2026	$1,650,000	—

Facts & Features

Structure & Property

Year Built2011

949-644-1600 (Office) marilyn.williams@camoves.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

40 Saratoga, Newport Beach, CA 92660

Get Directions

Call

40 Saratoga Newport Beach, CA 92660

About this home

Marilyn Williams

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Marilyn Williams

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

40 Saratoga, Newport Beach, CA 92660

About This Property

Property Photos

40 Saratoga Newport Beach, CA 92660

About this home

Marilyn Williams

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Marilyn Williams

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.