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203 Cedar Street A & B — Newport Beach | Belmont Brokerage | Belmont Brokerage

Active

+45 more

$2,799,000

19 DOM

— bd— ba— sqft

Call

203 Cedar St A & B Newport Beach, CA 92663

2,614sqft lot

Exceptional Newport Beach Duplex – Steps from the Sand. This rare short-term rental permitted duplex presents an outstanding opportunity for both investors and owner-users alike. Ideally located just two blocks from the beach, the property offers exceptional versatility with two distinct residences: a spacious 3-bedroom, 2-bath upper unit and a 1-bedroom, 1-bath lower unit. The upper residence has been beautifully remodeled, featuring a brand-new kitchen with custom cabinetry, stainless steel appliances, and thoughtfully updated bathrooms. New flooring and modern lighting enhance the home’s contemporary coastal aesthetic, while vaulted wood-beamed ceilings and abundant natural light create an inviting, open atmosphere. Glass sliders lead to a private roof deck with ocean views, seamlessly blending indoor and outdoor living. The lower unit offers its own private patio with French doors—ideal for entertaining—as well as air conditioning for year-round comfort. Both units are well-appointed with stainless steel appliances, cozy fireplaces, en suite primary bedrooms, double-pane windows, fresh paint, and a mix of laminate and tile flooring. Additional highlights include recessed lighting, washer and dryer, a 2-car garage, and two carport spaces. Whether you choose to live in one unit and rent the other or maximize income potential with both, this property is perfectly suited for investment, rental income, or a 1031 exchange. Enjoy the best of coastal living with award-winning schools, world-class dining, coffee shops, and entertainment just moments away.

MLS NP26064203

949-438-4340 (Office) 949-378-6200 (Cell) tori.rimlinger@compass.com

Est. payment

$17,885/mo

Principal & interestTaxesInsurance

$14,153$2,916$816

Down %

Rate %

Years

Down payment: $559,800 · Total cost: $5,654,976

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$17,885/mo

Principal & interest: $14,153
Est. property tax: $2,916
Est. insurance: $816
Down payment: $559,800

Est. gross rent$11,663/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,222/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.