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116 42nd Street — Newport Beach — 3 Beds • 2 Baths • 1,258 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+26 more

$2,995,000

1 DOM

$2,381/sqft3 bd2 ba1,258 sqft

Call

116 42nd St Newport Beach, CA 92663

2,550sqft lot

Charming beach cottage 4 houses off the sand with new roof, windows, and siding. Walk up to a classic white picket fence bordering a large patio that leads straight through the turquoise baby blue dutch door into your next home. On your left is the charming living room with generous fireplace and on your right is a large peninsula and bar for eating and drinking with friends and family. Just beyond the kitchen is a little garden wall framed by succulents that wanders out to the side yard or dog run. Brand new carpet in all the rooms and charming tile work in the baths. Home features a large two car garage with storage and work bench.

MLS PW26078910

949-205-6382 (Office) 949-205-6382 (Cell) lucasandrewkinney@gmail.com

Est. payment

$19,138/mo

Principal & interestTaxesInsurance

$15,144$3,120$874

Down %

Rate %

Years

Down payment: $599,000 · Total cost: $6,050,966

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$19,138/mo

Principal & interest: $15,144
Est. property tax: $3,120
Est. insurance: $874
Down payment: $599,000

Est. gross rent$12,479/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,659/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$2,995,000	—

Facts & Features

Structure & Property

Year Built1957

Garage Spaces2

949-205-6382 (Office) 949-205-6382 (Cell) lucasandrewkinney@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

116 42nd Street, Newport Beach, CA 92663

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Call

116 42nd St Newport Beach, CA 92663

About this home

Lucas Kinney

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Lucas Kinney

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

116 42nd Street, Newport Beach, CA 92663

About This Property

Property Photos

116 42nd St Newport Beach, CA 92663

About this home

Lucas Kinney

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Lucas Kinney

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.