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630 Acoma Street — Needles — 5 Beds • 4 Baths • 1,534 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+55 more

$299,000

0 DOM

$195/sqft5 bd4 ba1,534 sqft

Call

630 Acoma St Needles, CA 92363

9,735sqft lot

Opportunity meets versatility with this unique corner-lot property in Needles, California! This well-maintained single-family home features 3 bedrooms, 2 bathrooms, and a spacious living room perfect for relaxing or entertaining. Full of charm and solid bones, the home offers a great opportunity for a buyer to add modern updates and personal touches to truly make it shine. A large garage provides plenty of room for vehicles, storage, hobbies, or workspace needs. What makes this property even more special is the additional duplex located on-site. Each unit offers 1 bedroom, 1 bathroom, plus its own kitchen, dining, and living area—ideal for rental income, multi-generational living, guests, or extended family. Situated on a corner lot, the duplex has its own separate entrance from one street, while the main home enjoys private access from the other, creating convenience and privacy for both spaces. Whether you’re looking for an investment opportunity, extra income potential, or a property with room for everyone, this one is packed with possibilities!

MLS JT26080317

760-994-9502 (Office) 760-774-9238 (Cell) kim@riversistersrealty.com

Est. payment

$1,910/mo

Principal & interestTaxesInsurance

$1,512$311$87

Down %

Rate %

Years

Down payment: $59,800 · Total cost: $604,086

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,910/mo

Principal & interest: $1,512
Est. property tax: $311
Est. insurance: $87
Down payment: $59,800

Est. gross rent$1,246/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-664/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 10, 2026	$299,000	—

Facts & Features

Structure & Property

Year Built1957

Garage Spaces2

760-994-9502 (Office) 760-774-9238 (Cell) kim@riversistersrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

630 Acoma Street, Needles, CA 92363

Get Directions

Call

630 Acoma St Needles, CA 92363

About this home

Kimberli Willis

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Kimberli Willis

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

630 Acoma Street, Needles, CA 92363

About This Property

Property Photos

630 Acoma St Needles, CA 92363

About this home

Kimberli Willis

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Kimberli Willis

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.