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2640 Maple — Morro Bay — 3 Beds • 3 Baths • 1,667 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+24 more

$1,149,000

12 DOM

$689/sqft3 bd3 ba1,667 sqft

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2640 Maple Morro Bay, CA 93442

4,000sqft lot

Stunning views from this 3 bedroom, 3 bath home above Morro Bay. The home features an updated kitchen, beautiful laminate plank flooring, and plenty of natural light throughout. The open floor plan and high ceilings create a bright and comfortable living space that’s perfect for both everyday living and entertaining. A cozy window seat in the living room is the perfect place to curl up and take in the scenery. Decks off two of the three bedrooms provide wonderful indoor-outdoor living and great spots to enjoy the fresh coastal air. Out front you’ll find a welcoming firepit patio, ideal for gathering with friends and family on cool evenings. The deck off the kitchen has plenty of room for a BBQ and outdoor dining while enjoying the endless views. If you’re looking for a peaceful Central Coast retreat with beautiful views and plenty of outdoor space to enjoy them, this home is definitely worth a look. NOTE: County records list this property as a 3 bedroom, per Home Inspection, 3rd room does not qualify as a bedroom.

MLS SC26053203

805-546-9925 (Office) 805-835-9327 (Cell) mikemoss@cometrealty.com

Est. payment

$7,342/mo

Principal & interestTaxesInsurance

$5,810$1,197$335

Down %

Rate %

Years

Down payment: $229,800 · Total cost: $2,321,389

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,342/mo

Principal & interest: $5,810
Est. property tax: $1,197
Est. insurance: $335
Down payment: $229,800

Est. gross rent$4,788/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,554/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 10, 2026	$1,149,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1987

Garage Spaces2

805-546-9925 (Office) 805-835-9327 (Cell) mikemoss@cometrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2640 Maple, Morro Bay, CA 93442

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Call

2640 Maple Morro Bay, CA 93442

About this home

Mike Moss

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Mike Moss

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

2640 Maple, Morro Bay, CA 93442

About This Property

Property Photos

2640 Maple Morro Bay, CA 93442

About this home

Mike Moss

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Mike Moss

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.