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2600 Ironwood — Morro Bay — 2 Beds • 1 Bath • 858 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+23 more

$815,000

67 DOM

$950/sqft2 bd1 ba858 sqft

Call

2600 Ironwood Morro Bay, CA 93442

4,000sqft lot

Sol Searching For vacations or a lifetime, we have your place in the sun. All Things Bright and Beautiful and practically new in this 2 bedroom, 1 opulent bathroom, sun-filled single level Beach House in Morro Del Mar just a couple of blocks to the Pacific Ocean. This remodeled in 2022 home features indoor stacked laundry, a large front ocean view deck, concrete driveway, off street parking and fenced back yard all situated on a 4,000 sq. ft. lot.

MLS SC26022431

805-772-4277 (Office) 805-772-4277 (Cell) Matthew@TheFranklinTeam.com

Est. payment

$5,208/mo

Principal & interestTaxesInsurance

$4,121$849$238

Down %

Rate %

Years

Down payment: $163,000 · Total cost: $1,646,590

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,208/mo

Principal & interest: $4,121
Est. property tax: $849
Est. insurance: $238
Down payment: $163,000

Est. gross rent$3,396/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,812/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 6, 2026	$815,000	—

Facts & Features

Structure & Property

Year Built1977

805-772-4277 (Office) 805-772-4277 (Cell) Matthew@TheFranklinTeam.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2600 Ironwood, Morro Bay, CA 93442

Get Directions

Call

2600 Ironwood Morro Bay, CA 93442

About this home

Matthew Franklin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Matthew Franklin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2600 Ironwood, Morro Bay, CA 93442

About This Property

Property Photos

2600 Ironwood Morro Bay, CA 93442

About this home

Matthew Franklin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Matthew Franklin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.