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1151 Main Street — Morro Bay | Belmont Brokerage | Belmont Brokerage

Active

$329,000

140 DOM

— bd— ba— sqft

Call

1151 Main St Morro Bay, CA 93442

6,970sqft lot

Prime Development Opportunity - 1151 Main St, Morro Bay, CA 93442 Exceptional commercial lot located just three short blocks from the Embarcadero, offering unmatched visibility and accessibility. With convenient access to Highway 1 and flexible mixed-use zoning, this property opens the door to a wide range of development possibilities. The lot is ideally suited for a two-story project, taking full advantage of potential ocean and Morro Rock views. Whether you're envisioning retail, office, or residential use, the location and zoning allow for creative flexibility. Opportunities like this are rare in Morro Bay, especially in such a tightly restricted growth area. Don't miss your chance to secure a standout property in one of the Central Coast's most desirable communities.

MLS SC25266460

888-764-8232 (Office) 661-916-2380 (Cell) kpalhomes@gmail.com

Est. payment

$2,103/mo

Principal & interestTaxesInsurance

$1,664$343$96

Down %

Rate %

Years

Down payment: $65,800 · Total cost: $664,697

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,103/mo

Principal & interest: $1,664
Est. property tax: $343
Est. insurance: $96
Down payment: $65,800

Est. gross rent$1,371/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-732/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Nov 25, 2025	$329,000	—

888-764-8232 (Office) 661-916-2380 (Cell) kpalhomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1151 Main Street, Morro Bay, CA 93442

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Call

1151 Main St Morro Bay, CA 93442

About this home

Karla Salazar

Est. monthly payment

Mortgage vs rent

Price History

Karla Salazar

Sale & Tax History

No Recent Sales History

Location

1151 Main Street, Morro Bay, CA 93442

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1151 Main St Morro Bay, CA 93442

About this home

Karla Salazar

Est. monthly payment

Mortgage vs rent

Price History

Karla Salazar

Sale & Tax History

No Recent Sales History

Location