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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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504 Ocean Avenue 4 — Monterey — 2 Beds • 2 Baths • 1,185 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+22 more

$825,000

38 DOM

$696/sqft2 bd2 ba1,185 sqftHOA ~425/mo

Call

504 Ocean Ave 4 Monterey, CA 93940

Welcome to 504 Ocean Avenue #4, an updated 2-bedroom, 1.5-bath townhome offering 1,185 square feet in Monterey's desirable sunbelt area. Ideally located just blocks from the Naval Postgraduate School and less than one mile to the beach and the scenic recreation trail stretching from Marina to Asilomar, this home combines coastal lifestyle with everyday convenience. The main level features an open floorplan with recessed lighting, a designated dining area, and a spacious living room complete with a fireplace and balconyperfect for enjoying sunny coastal afternoons. The updated kitchen showcases granite countertops, natural wood grain cabinetry, and a full suite of appliances including electric cooktop, microwave, dishwasher, and refrigerator. A conveniently located half bath completes the lower level. Upstairs, you'll find two generously sized bedrooms, including one with its private balcony. The upper level also includes a full bathroom with a vanity and stall shower, as well as in-unit laundry with washer and dryer included. Additional highlights include designated covered parking and a spacious storage area beneath the unit. With its prime location, thoughtful updates, and inviting layout, this Monterey townhome offers the ideal blend of comfort, convenience, and coastal charm.

MLS ML82037502

(831) 884-5603 (Office) 831-444-2262 (Cell) ashley@waylandproperties.co

Est. payment

$5,697/mo

Principal & interestTaxesInsuranceHOA

$4,172$859$241$425

Down %

Rate %

Years

Down payment: $165,000 · Total cost: $1,666,794

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,697/mo

Principal & interest: $4,172
Est. property tax: $859
Est. insurance: $241
HOA (normalized / mo): $425
Down payment: $165,000

Est. gross rent$3,438/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,259/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.