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3107 Golden Oaks Lane — Monterey — 1 Bed • 1 Bath • 560 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 1PM – 4PM

+20 more

$458,500

7 DOM

$819/sqft1 bd1 ba560 sqftHOA ~699/mo

Call

3107 Golden Oaks Ln Monterey, CA 93940

640sqft lot

Sophisticated ground floor, single level 1 bedroom, 1 bathroom condo in beautiful Monterey! Ideal for first-time buyers, investors, downsizers, or travelers seeking a coastal retreat with income potential while exploring the world, this like new home is positioned near theaters, scenic trails, beaches, and the Monterey Peninsula Airport. The kitchen showcases Brazilian polished quartzite countertops, dishwasher, microwave, pantry, and refrigerator. Luxury vinyl flooring throughout, enhanced by an electric fireplace with customizable flames and ember bed lighting. The updated bathroom features a shower over tub, while three generous closets offer abundant storage. Unwind on the oversized private terrace and enjoy peaceful mornings with coffee or relaxing evenings outdoors. Enjoy the community pool, barbecue area, and inviting community room. On-site laundry and assigned covered parking add everyday convenience. Ideally located near the Elks Club, Elroy's Fine Food Market, Nece's Gluten-Free Restaurant, Saritas Mexican Restaurant, Whole Foods, and Del Monte Shopping Center, this easy-care home captures the best of the Monterey Peninsula, known for its natural beauty, world-class golf, and the iconic Monterey Bay Aquarium. Claim this exceptional retreat with income potential today!

MLS ML82042345

(831) 626-2221 (Office) 831-594-5939 (Cell) realestateann@sbcglobal.net

Est. payment

$3,629/mo

Principal & interestTaxesInsuranceHOA

$2,318$478$134$699

Down %

Rate %

Years

Down payment: $91,700 · Total cost: $926,333

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,629/mo

Principal & interest: $2,318
Est. property tax: $478
Est. insurance: $134
HOA (normalized / mo): $699
Down payment: $91,700

Est. gross rent$1,910/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,719/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$458,500	—

Facts & Features

Transaction Data

HOA Fee$699/monthly

Structure & Property

Year Built1980

(831) 626-2221 (Office) 831-594-5939 (Cell) realestateann@sbcglobal.net

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3107 Golden Oaks Lane, Monterey, CA 93940

Get Directions

Call

3107 Golden Oaks Ln Monterey, CA 93940

About this home

Ann Albanese-Freeman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ann Albanese-Freeman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

3107 Golden Oaks Lane, Monterey, CA 93940

About This Property

Property Photos

3107 Golden Oaks Ln Monterey, CA 93940

About this home

Ann Albanese-Freeman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ann Albanese-Freeman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.