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2815 E Valley Road — Montecito — 6 Beds • 7 Baths • 6,462 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+25 more

$5,995,000

63 DOM

$928/sqft6 bd7 ba6,462 sqft

Call

2815 E Valley Rd Montecito, CA 93108

41,382sqft lot

This newly renovated, open-concept home set on a level, shy 1-acre parcel has everything on your wish list and more! Nestled among live oaks and verdant lawns, this lush, modern compound is a wonderful canvas for a low-key luxe lifestyle, with ample space for offices, wellness, multi-generational living, guests, an au pair, or simply having extra elbow room. Vaulted ceilings and sunny southern exposure in the main house bring a lofty sensibility, while two great rooms offer ideal spaces for media and play. Recent upgrades include 2 renovated kitchens, renovated baths, an additional bedroom in the main house, and new garage. Beyond the indoor spaces, beautiful private gardens, extensive decks, and patios foster an easy sense of indoor/outdoor living. This blend of luxury, space, and nature.

MLS 26649293

805-969-8900 (Office) 805-565-8600 (Cell) office@riskinpartners.com

Est. payment

$38,308/mo

Principal & interestTaxesInsurance

$30,314$6,245$1,749

Down %

Rate %

Years

Down payment: $1,199,000 · Total cost: $12,112,034

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$38,308/mo

Principal & interest: $30,314
Est. property tax: $6,245
Est. insurance: $1,749
Down payment: $1,199,000

Est. gross rent$24,979/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-13,329/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 9, 2026	$6,995,000	—

Facts & Features

Transaction Data

▼Price Reduced from $6,995,000 (−$1,000,000)

Structure & Property

Year Built1960

Garage Spaces1

805-969-8900 (Office) 805-565-8600 (Cell) office@riskinpartners.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2815 E Valley Road, Montecito, CA 93108

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Call

2815 E Valley Rd Montecito, CA 93108

About this home

Robert Riskin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Robert Riskin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2815 E Valley Road, Montecito, CA 93108

About This Property

Property Photos

2815 E Valley Rd Montecito, CA 93108

About this home

Robert Riskin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Robert Riskin

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.