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920 Franklin Street — Montara — 3 Beds • 2 Baths • 2,130 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 11AM – 4PM

+78 more

$1,249,888

0 DOM

$587/sqft3 bd2 ba2,130 sqft

Call

920 Franklin St Montara, CA 94037

6,250sqft lot

Welcome to your fully renovated coastal retreat in the heart of Montara! This inviting 3-bedroom, 3-bathroom home offers approximately 1,690 sq ft of thoughtfully designed living space, blending modern upgrades with the relaxed charm of seaside living. Freshly painted inside and out, the home features new flooring throughout, recessed lighting, and a bright, airy layout filled with natural light. The kitchen showcases white appliances, crisp white cabinetry with ample storage, and granite countertops, creating a clean and functional space for everyday living. Updated bathrooms add to the homes move-in-ready appeal. Step outside to a large backyard with a spacious deck, perfect for entertaining, relaxing, or enjoying the coastal breeze. Enjoy being just minutes from Montara State Beach for coastal walks and sunsets, or explore scenic trails at McNee Ranch State Park. Nearby Half Moon Bay offers dining, shopping, and weekend activities, while Highway 1 in California provides easy access to surrounding coastal towns and San Francisco. Whether you're seeking a primary residence or a serene getaway, this Montara gem delivers comfort, convenience, and a coastal lifestyle.

MLS ML82042713

(650)753-7169 (Office) 650-438-6687 (Cell) chupo@kineticrealestate.com

Est. payment

$7,987/mo

Principal & interestTaxesInsurance

$6,320$1,302$365

Down %

Rate %

Years

Down payment: $249,978 · Total cost: $2,525,219

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,987/mo

Principal & interest: $6,320
Est. property tax: $1,302
Est. insurance: $365
Down payment: $249,978

Est. gross rent$5,208/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,779/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 16, 2026	$1,249,888	—

Facts & Features

Structure & Property

Year Built1965

Garage Spaces2

(650)753-7169 (Office) 650-438-6687 (Cell) chupo@kineticrealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

920 Franklin Street, Montara, CA 94037

Get Directions

Call

920 Franklin St Montara, CA 94037

About this home

Ryan Chupo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ryan Chupo

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

920 Franklin Street, Montara, CA 94037

About This Property

Property Photos

920 Franklin St Montara, CA 94037

About this home

Ryan Chupo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ryan Chupo

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.