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4820 MCNARY COURT — Modesto — 3 Beds • 2 Baths • 1,056 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+44 more

$399,000

59 DOM

$378/sqft3 bd2 ba1,056 sqft

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4820 MCNARY Ct Modesto, CA 95357

6,029sqft lot

Beautiful 3 bedroom and 2 bath home in a quiet neighborhood in Modesto CA. House located in a dead end street so very private. This is a great starter home with few more touches you can make it your own! It has solar system that is been leased. Kitchen was updated when seller moved in and has been kept very nicely with pride of ownership! Granite counters and sterling silver appliances. Nice and spacious back yard! Don't miss the opportunity to own this house! Recently painted, new back yard shed, New Bathroom tub.

MLS 41123879

510-786-2000 (Office) 510-825-8570 (Cell) silviap84@aol.com

Est. payment

$2,550/mo

Principal & interestTaxesInsurance

$2,018$416$116

Down %

Rate %

Years

Down payment: $79,800 · Total cost: $806,122

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,550/mo

Principal & interest: $2,018
Est. property tax: $416
Est. insurance: $116
Down payment: $79,800

Est. gross rent$1,663/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-887/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 14, 2026	$405,000	—

Facts & Features

Transaction Data

▼Price Reduced from $405,000 (−$6,000)

Structure & Property

Year Built1972

Garage Spaces2

510-786-2000 (Office) 510-825-8570 (Cell) silviap84@aol.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4820 MCNARY COURT, Modesto, CA 95357

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4820 MCNARY Ct Modesto, CA 95357

About this home

Silvia Urbina

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Silvia Urbina

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4820 MCNARY COURT, Modesto, CA 95357

About This Property

Property Photos

4820 MCNARY Ct Modesto, CA 95357

About this home

Silvia Urbina

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Silvia Urbina

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.