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26998 El Retiro — Mission Viejo — 2 Beds • 2 Baths • 1,256 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 11:30AM – 2:30PM

+37 more

$999,999

20 DOM

$796/sqft2 bd2 ba1,256 sqftHOA ~38/mo

Call

26998 El Retiro Mission Viejo, CA 92692

5,588sqft lot

Welcome to 26998 El Retiro located in the desirable city of Mission Viejo. This single story property comes move in ready offering two bedrooms and two full bathrooms. One of the bathrooms has been tastefully upgraded including fresh paint throughout the interior. Property is in excellent condition, seller constructed footings allowing for second story should the new over ever consider expanding the property. The best feature of this home is the location. The coveted Mission Viejo close to the 5 freeway surrounded by tons of shopping, dining and entertainment experiences. Contact for more information.

MLS CV26065038

949-308-7168 (Office) josh@joshmerideth.com

Est. payment

$6,428/mo

Principal & interestTaxesInsuranceHOA

$5,057$1,042$292$38

Down %

Rate %

Years

Down payment: $200,000 · Total cost: $2,020,354

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,428/mo

Principal & interest: $5,057
Est. property tax: $1,042
Est. insurance: $292
HOA (normalized / mo): $38
Down payment: $200,000

Est. gross rent$4,167/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,261/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 25, 2026	$1,100,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,100,000 (−$100,001)

HOA Fee$113/quarterly

Structure & Property

Year Built1976

Garage Spaces2

949-308-7168 (Office) josh@joshmerideth.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

26998 El Retiro, Mission Viejo, CA 92692

Get Directions

Call

26998 El Retiro Mission Viejo, CA 92692

About this home

Joshua Merideth

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Joshua Merideth

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

26998 El Retiro, Mission Viejo, CA 92692

About This Property

Property Photos

26998 El Retiro Mission Viejo, CA 92692

About this home

Joshua Merideth

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Joshua Merideth

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.