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26874 Park Terrace — Mission Viejo — 3 Beds • 3 Baths • 1,148 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+32 more

$810,000

62 DOM

$706/sqft3 bd3 ba1,148 sqftHOA ~355/mo

Call

26874 Park Ter Mission Viejo, CA 92692

9,700sqft lot

Welcome home to 26874 Park Terrace, Mission Viejo—a turn-key, two-story townhome-style condo in the desirable Emerald Pointe community offering 3 bedrooms, 2.5 baths and approximately 1,148 sq ft of comfortable living space. Fresh interior paint and an open-concept layout create a bright, welcoming feel from the moment you step inside. The kitchen features granite countertops, a gas range, and an LG refrigerator, making everyday living and entertaining easy. Enjoy outdoor living on the private patio with pavers and a covered area—perfect for morning coffee or evening unwinding. An attached 2-car garage adds convenience and extra storage. Emerald Pointe residents enjoy community amenities including two pools/spas and greenbelt surroundings, plus Lake Mission Viejo privileges—boating, fishing, beaches, and seasonal community events and concerts. Ideally located near parks, trails, shopping, and local schools, with easy access to major commuting routes.

MLS OC26030796

949-929-6351 (Office) brett@notchluxury.com

Est. payment

$5,531/mo

Principal & interestTaxesInsuranceHOA

$4,096$844$236$355

Down %

Rate %

Years

Down payment: $162,000 · Total cost: $1,636,488

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,531/mo

Principal & interest: $4,096
Est. property tax: $844
Est. insurance: $236
HOA (normalized / mo): $355
Down payment: $162,000

Est. gross rent$3,375/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,156/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 10, 2026	$810,000	—

Facts & Features

Transaction Data

HOA Fee$355/monthly

Structure & Property

Year Built1990

Garage Spaces2

949-929-6351 (Office) brett@notchluxury.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

26874 Park Terrace, Mission Viejo, CA 92692

Get Directions

Call

26874 Park Ter Mission Viejo, CA 92692

About this home

Brett Smith

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Brett Smith

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

26874 Park Terrace, Mission Viejo, CA 92692

About This Property

Property Photos

26874 Park Ter Mission Viejo, CA 92692

About this home

Brett Smith

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Brett Smith

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.