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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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105 Lugo Ln — Mission Viejo — 1 Bed • 2 Baths • 887 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+31 more

$649,900

38 DOM

$733/sqft1 bd2 ba887 sqftHOA ~333/mo

Call

105 Lugo Ln Mission Viejo, CA 92692

Welcome to 105 Lugo in Mission Viejo, a beautifully maintained, newer construction home built just about two years ago and proudly owned by its original owner. Located in the desirable Saddleback Place community by Trumark Homes, this modern residence offers the perfect blend of contemporary design, energy efficiency, and low-maintenance living. With approximately 887 square feet of thoughtfully designed space, the open-concept floor plan feels bright and spacious, enhanced by oversized dual-pane windows that fill the home with natural light. The main living area features wood-look luxury vinyl flooring, recessed lighting, and custom window treatments, creating a clean, sophisticated look. The kitchen is both stylish and functional, complete with stainless steel appliances, sleek countertops, white cabinetry, and seamless flow into the living and dining areas—ideal for everyday living and entertaining. Upstairs, plush upgraded Berber carpeting lines the staircase, hallway, and primary bedroom, adding warmth and comfort. The spacious primary suite is highlighted by dramatic 13-foot ceilings, creating an airy retreat with an open, light-filled ambiance. Built with today’s efficiency standards in mind, the home includes owned solar panels and a tankless water heater, offering long-term energy savings. An oversized one-car garage plus an additional dedicated parking space provide added convenience. Residents enjoy access to the community pool, spa, and BBQ area, perfect for relaxing or gathering with friends. Conveniently located near the 241 Toll Road, major freeways, shopping, and dining, this home delivers modern comfort in a highly desirable Mission Viejo location. 105 Lugo is a rare opportunity to own a nearly new, original-owner home that has been meticulously cared for from day one.

MLS OC26034027

949-644-1600 (Office) 714-251-3612 (Cell) Stephanie@StephanieYoungGroup.com

Est. payment

$4,486/mo

Principal & interestTaxesInsuranceHOA

$3,286$677$190$333

Down %

Rate %

Years

Down payment: $129,980 · Total cost: $1,313,029

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,486/mo

Principal & interest: $3,286
Est. property tax: $677
Est. insurance: $190
HOA (normalized / mo): $333
Down payment: $129,980

Est. gross rent$2,708/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,778/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.