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338 St Michelle — Merced | Belmont Brokerage | Belmont Brokerage

Active

+14 more

$525,000

0 DOM

— bd— ba— sqft

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338 St Michelle Merced, CA 95348

5,982sqft lot

Here is the investment property you've been waiting for! This charming duplex sits on the corner of St. Michelle and St. Phillip in a lovely neighborhood near Bear Creek. Both units are 2 bedroom/ 2 bath with a private single-car garage for each. The corner lot features beautiful landscaping and the exterior is getting a fresh coat of paint this week. The unit on the left is slightly larger and features a private patio area. Both units have been carefully maintained and it shows. Fantastic opportunity for investors or‌‌‌‌‌‌‌‌‌‌‌‌‌ owner-occupiers!

MLS MC26078183

209-725-7253 (Office) 209-725-7253 (Cell) ryanwsearcy@gmail.com

Est. payment

$3,355/mo

Principal & interestTaxesInsurance

$2,655$547$153

Down %

Rate %

Years

Down payment: $105,000 · Total cost: $1,060,687

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,355/mo

Principal & interest: $2,655
Est. property tax: $547
Est. insurance: $153
Down payment: $105,000

Est. gross rent$2,188/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,167/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 10, 2026	$525,000	—

Facts & Features

Structure & Property

Year Built1985

Garage Spaces2

209-725-7253 (Office) 209-725-7253 (Cell) ryanwsearcy@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

338 St Michelle, Merced, CA 95348

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Call

338 St Michelle Merced, CA 95348

About this home

Ryan Searcy

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ryan Searcy

Sale & Tax History

No Recent Sales History

Location

338 St Michelle, Merced, CA 95348

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

338 St Michelle Merced, CA 95348

About this home

Ryan Searcy

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ryan Searcy

Sale & Tax History

No Recent Sales History

Location