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2394 Lance Street — Merced — 3 Beds • 2 Baths • 1,330 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+31 more

$330,000

76 DOM

$248/sqft3 bd2 ba1,330 sqft

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2394 Lance St Merced, CA 95348

6,030sqft lot

Welcome to this cozy 3-bedroom, 2-bath home offering 1,330 sq ft of living space on a 6,030 sq ft lot. This property features tile flooring, an indoor laundry area, and ceiling fans throughout. The backyard offers fruit trees and plenty of space for entertaining on those nice summer days. It is conveniently located near schools, freeway access, and a nearby community park. Ideal for first-time homebuyers or investors. Schedule your showing today.

MLS MC26020116

209-358-0222 (Office) 209-358-0222 (Cell) celireagent@gmail.com

Est. payment

$2,109/mo

Principal & interestTaxesInsurance

$1,669$344$96

Down %

Rate %

Years

Down payment: $66,000 · Total cost: $666,717

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,109/mo

Principal & interest: $1,669
Est. property tax: $344
Est. insurance: $96
Down payment: $66,000

Est. gross rent$1,375/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-734/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 28, 2026	$340,000	—

Facts & Features

Transaction Data

▼Price Reduced from $340,000 (−$10,000)

Structure & Property

Year Built1979

Garage Spaces2

209-358-0222 (Office) 209-358-0222 (Cell) celireagent@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2394 Lance Street, Merced, CA 95348

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Call

2394 Lance St Merced, CA 95348

About this home

Araceli Garcia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Araceli Garcia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2394 Lance Street, Merced, CA 95348

About This Property

Property Photos

2394 Lance St Merced, CA 95348

About this home

Araceli Garcia

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Araceli Garcia

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.