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1048 Vernal — Merced — 4 Beds • 2 Baths • 1,615 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN TODAY · 4PM – 6PM

+23 more

$499,999

11 DOM

$310/sqft4 bd2 ba1,615 sqft

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1048 Vernal Merced, CA 95340

5,000sqft lot

Beautiful home located in the heart of Merced. Very close to shopping centers, Merced College and UC Merced. This home has paid solar, tons of upgrades, stunning back yard and much more. Come and see for yourself, this amazing home! This could be yours!

MLS MC26067583

888-832-7179 (Office) 888-584-9427 (Cell) ravinderrealtor1@gmail.com

Est. payment

$3,195/mo

Principal & interestTaxesInsurance

$2,528$521$146

Down %

Rate %

Years

Down payment: $100,000 · Total cost: $1,010,176

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,195/mo

Principal & interest: $2,528
Est. property tax: $521
Est. insurance: $146
Down payment: $100,000

Est. gross rent$2,083/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,112/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 3, 2026	$499,999	—

Facts & Features

Structure & Property

Year Built1978

Garage Spaces2

888-832-7179 (Office) 888-584-9427 (Cell) ravinderrealtor1@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1048 Vernal, Merced, CA 95340

Get Directions

Call

1048 Vernal Merced, CA 95340

About this home

Ravinder Singh

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ravinder Singh

Sale & Tax History

No Recent Sales History

Location

1048 Vernal, Merced, CA 95340

About This Property

Property Photos

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1048 Vernal Merced, CA 95340

About this home

Ravinder Singh

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ravinder Singh

Sale & Tax History

No Recent Sales History

Location