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1013 -1017 W Santa Fe Avenue — Merced — 2 Beds • 1 Bath • 726 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+62 more

$475,000

61 DOM

$654/sqft2 bd1 ba726 sqft

Call

1013 -1017 W Santa Fe Ave Merced, CA 95340

6,500sqft lot

Welcome to 1013 & 1017 Santa Fe in Merced, two fully detached single-family homes on one parcel, both 2 bed/1 bath, updated, turnkey, and ideal for seasoned investors, multigenerational living, or house hacking. Each home offers a clean, functional layout plus its own detached garage and private yard, providing true separation and privacy with strong long-term rental appeal. Live in one and rent the other to offset your mortgage, rent both for immediate income, or hold long-term in a growing Merced market near UC Merced and key commuter corridors plus ADU potential has been verified with the City of Merced, creating a clear path for a possible third unit (buyer to verify). Some photos are virtually staged.

MLS MC26033658

209-384-3885 (Office) 209-383-2171 (Cell) sonnymjv23@gmail.com

Est. payment

$3,036/mo

Principal & interestTaxesInsurance

$2,402$495$139

Down %

Rate %

Years

Down payment: $95,000 · Total cost: $959,669

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,036/mo

Principal & interest: $2,402
Est. property tax: $495
Est. insurance: $139
Down payment: $95,000

Est. gross rent$1,979/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,057/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 13, 2026	$549,900	—

Facts & Features

Transaction Data

▼Price Reduced from $549,900 (−$74,900)

Structure & Property

Year Built1960

Garage Spaces2

209-384-3885 (Office) 209-383-2171 (Cell) sonnymjv23@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1013 -1017 W Santa Fe Avenue, Merced, CA 95340

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1013 -1017 W Santa Fe Ave Merced, CA 95340

About this home

Sonny Vargas

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sonny Vargas

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1013 -1017 W Santa Fe Avenue, Merced, CA 95340

About This Property

Property Photos

1013 -1017 W Santa Fe Ave Merced, CA 95340

About this home

Sonny Vargas

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Sonny Vargas

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.