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523 Thistle Cir — Martinez — 3 Beds • 3 Baths • 1,430 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+28 more

$649,000

6 DOM

$454/sqft3 bd3 ba1,430 sqftHOA ~382/mo

Call

523 Thistle Cir Martinez, CA 94553

2,730sqft lot

Welcome home to 523 Thistle Circle a Beautiful Townhome in the Heather Hills community of Martinez. Enjoy scenic rolling hills in this stylish updated end unit with no rear neighbors. Featuring 3 beds, 2.5 baths, and approximately 1,430 sq ft of living space with bright open floor plan with gracious living area with floor to ceiling windows and a comfortable dining area ready to entertaining. The inviting living room showcases vaulted ceilings, a cozy fireplace, and a newer balcony with great views! Recent updates include fresh interior paint, newer luxury vinyl plank flooring, new carpet floors downstairs, HVAC/ central heating and air, dual-pane windows, newer decks, and a detached 2-car garage. The front patio is ideal for quiet mornings, weekend BBQs, or creating your own garden retreat. Conveniently located near parks, hiking trails, shopping, dining, and easy access to HWY 4/680/24, this home offers the perfect blends of style, comfort and convenience. HOA amenities including a community clubhouse, pool, playground. Open House Sun. 12-3PM.

MLS 41127346

925-937-4000 (Office) 925-301-6336 (Cell) angela@angelalotman.com

Est. payment

$4,529/mo

Principal & interestTaxesInsuranceHOA

$3,282$676$189$382

Down %

Rate %

Years

Down payment: $129,800 · Total cost: $1,311,211

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,529/mo

Principal & interest: $3,282
Est. property tax: $676
Est. insurance: $189
HOA (normalized / mo): $382
Down payment: $129,800

Est. gross rent$2,704/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,825/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$649,000	—

Facts & Features

Transaction Data

HOA Fee$382/monthly

Structure & Property

Year Built1977

Garage Spaces2

925-937-4000 (Office) 925-301-6336 (Cell) angela@angelalotman.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

523 Thistle Cir, Martinez, CA 94553

Get Directions

Call

523 Thistle Cir Martinez, CA 94553

About this home

Angela Lotman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Angela Lotman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

523 Thistle Cir, Martinez, CA 94553

About This Property

Property Photos

523 Thistle Cir Martinez, CA 94553

About this home

Angela Lotman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Angela Lotman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.