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282 Wharf Terrace — Marina — 3 Beds • 3 Baths • 2,315 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+41 more

$1,275,000

34 DOM

$551/sqft3 bd3 ba2,315 sqftHOA ~176/mo

Call

282 Wharf Ter Marina, CA 93933

3,894sqft lot

Discover modern coastal living at 282 Wharf Terrace Circle, located in the highly desirable Dunes community of Marina. This beautifully designed home offers approximately 2,300+ sq ft with 3 bedrooms, 2.5 bathrooms, and a spacious loft perfect for a home office, media room, or flexible living space. The bright open-concept layout is ideal for relaxing and entertaining, featuring a stylish kitchen with quartz countertops, stainless steel appliances, and a large island that flows seamlessly into the dining and living areas. Large windows fill the home with natural light, creating a warm and inviting atmosphere. Upstairs, the spacious primary suite includes a walk-in closet and a spa-inspired bath, while two additional bedrooms and a versatile loft offer plenty of space for family, guests, or remote work. Enjoy a low-maintenance backyard and attached two-car garage, all just minutes from the beach, shopping, and dining. Conveniently located near scenic coastal trails and the natural beauty of Monterey Bay, with easy access to Monterey and the surrounding Monterey Peninsula. If you're searching for homes for sale in Marina CA, coastal homes near Monterey Bay, or homes in The Dunes Marina, this property offers the perfect combination of location, lifestyle, and modern comfort.

MLS ML82038391

831-594-2499 (Office) 831-594-2499 (Cell) kristen@ikonikre.com

Est. payment

$8,323/mo

Principal & interestTaxesInsuranceHOA

$6,447$1,328$372$176

Down %

Rate %

Years

Down payment: $255,000 · Total cost: $2,575,954

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,323/mo

Principal & interest: $6,447
Est. property tax: $1,328
Est. insurance: $372
HOA (normalized / mo): $176
Down payment: $255,000

Est. gross rent$5,313/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,010/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 12, 2026	$1,295,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,295,000 (−$20,000)

HOA Fee$176/monthly

Structure & Property

Year Built2022

Garage Spaces2

831-594-2499 (Office) 831-594-2499 (Cell) kristen@ikonikre.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

282 Wharf Terrace, Marina, CA 93933

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Call

282 Wharf Ter Marina, CA 93933

About this home

Kristen Kitaji

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kristen Kitaji

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

282 Wharf Terrace, Marina, CA 93933

About This Property

Property Photos

282 Wharf Ter Marina, CA 93933

About this home

Kristen Kitaji

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kristen Kitaji

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.