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2038 Mountain View — Los Osos — 2 Beds • 2 Baths • 896 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+31 more

$565,000

18 DOM

$631/sqft2 bd2 ba896 sqft

Call

2038 Mountain View Los Osos, CA 93402

1,502sqft lot

The PERFECT starter home, investment property, or vacation home. This adorable and move in ready Los Osos home is available now. Property features kitchen nook, indoor laundry, lots of natural light, parking space, and more. Primary suite has its own private bathroom and large closet. Home is located in excellent location near Montana de Oro, shopping, restaurants, schools, the bay, and more.

MLS PI26042410

805-773-4130 (Office) 805-801-5833 (Cell) lannenmolly@gmail.com

Est. payment

$3,611/mo

Principal & interestTaxesInsurance

$2,857$589$165

Down %

Rate %

Years

Down payment: $113,000 · Total cost: $1,141,501

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,611/mo

Principal & interest: $2,857
Est. property tax: $589
Est. insurance: $165
Down payment: $113,000

Est. gross rent$2,354/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,257/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 26, 2026	$565,000	—

Facts & Features

Structure & Property

Year Built1985

805-773-4130 (Office) 805-801-5833 (Cell) lannenmolly@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2038 Mountain View, Los Osos, CA 93402

Get Directions

Call

2038 Mountain View Los Osos, CA 93402

About this home

Molly Lannen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Molly Lannen

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2038 Mountain View, Los Osos, CA 93402

About This Property

Property Photos

2038 Mountain View Los Osos, CA 93402

About this home

Molly Lannen

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Molly Lannen

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.