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139 El Olivar — Los Gatos — 3 Beds • 3 Baths • 1,637 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+25 more

$1,500,000

4 DOM

$916/sqft3 bd3 ba1,637 sqftHOA ~692/mo

Call

139 El Olivar Los Gatos, CA 95032

2,800sqft lot

Located in the prestigious, gated community of Rinconada Hills, this beautifully positioned two-story townhouse offers approximately 1,637 sq ft of thoughtfully designed living space on a ~2,800 sq ft lot. Featuring 3 bedrooms and 2.5 bathrooms, the home is filled with natural light from expansive windows and offers a comfortable, functional layout ideal for both everyday living and entertaining. The well-appointed kitchen provides ample cabinetry, while the spacious primary suite serves as a relaxing retreat with its own en-suite bath. A private backyard creates a serene setting to unwind or host guests. There is an attached two-car garage with laundry hookups, and the home features recently cleaned carpets. Rinconada Hills is a premier, gated Los Gatos community offering controlled access, scenic walking paths, and 107 acres of beautifully maintained grounds with mature landscaping. Residents enjoy resort-style amenities including multiple pools, tennis and pickleball courts, bocce ball, a lake, cascading ponds, clubhouse, and community gardens all set against stunning views of the Santa Cruz Mountains and Santa Clara Valley. Ideally located just minutes to downtown Los Gatos, shopping, dining, parks, and with easy access to Highway 17 for commuting.

MLS ML82042216

(408) 357-5700 (Office) 408-489-9645 (Cell) cathy@cathyjackson.com

Est. payment

$10,278/mo

Principal & interestTaxesInsuranceHOA

$7,585$1,563$438$692

Down %

Rate %

Years

Down payment: $300,000 · Total cost: $3,030,534

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$10,278/mo

Principal & interest: $7,585
Est. property tax: $1,563
Est. insurance: $438
HOA (normalized / mo): $692
Down payment: $300,000

Est. gross rent$6,250/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,028/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.