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120 Carlton Avenue 51 — Los Gatos — 3 Beds • 3 Baths • 1,604 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 16 · 4PM – 6PM

+51 more

$1,498,000

0 DOM

$934/sqft3 bd3 ba1,604 sqftHOA ~696/mo

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120 Carlton Ave 51 Los Gatos, CA 95032

1,589sqft lot

Welcome to 120 Carlton Ave #51, a beautifully updated 3 bedroom, 2.5 bath home that blends comfort, style, and thoughtful upgrades throughout. Gorgeous hardwood floors flow throughout the home, while a recently installed gas fireplace creates a warm and inviting focal point. The kitchen is both functional and inviting, featuring granite countertops, stainless steel appliances, bar seating at the peninsula, and a dedicated dining area overlooking the large private patio and expansive backyard, offering a seamless indoor-outdoor lifestyle ideal for entertaining, relaxing, or everyday living. Upstairs, the spacious primary suite features a newly installed walk-in closet, and the remodeled powder room adds a fresh, modern touch. Additional highlights include a Nest thermostat, recently insulated attic for enhanced climate control, and a drip irrigation system for backyard plantings. An attached two car garage with built in cabinetry, and workbench adds exceptional convenience. Ideally located near parks, shopping, and dining, this home offers access to the Los Gatos School District, including its elementary and middle schools and the 2026 Distinguished award-winning Los Gatos High School.

MLS ML82042836

(408) 560-9000 (Office) 408-455-9646 (Cell) homes@juliewyss.com

Est. payment

$10,268/mo

Principal & interestTaxesInsuranceHOA

$7,575$1,560$437$696

Down %

Rate %

Years

Down payment: $299,600 · Total cost: $3,026,493

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$10,268/mo

Principal & interest: $7,575
Est. property tax: $1,560
Est. insurance: $437
HOA (normalized / mo): $696
Down payment: $299,600

Est. gross rent$6,242/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,026/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$1,498,000	—

Facts & Features

Transaction Data

HOA Fee$696/mo

Structure & Property

Year Built1969

Garage Spaces2

(408) 560-9000 (Office) 408-455-9646 (Cell) homes@juliewyss.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

120 Carlton Avenue 51, Los Gatos, CA 95032

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120 Carlton Ave 51 Los Gatos, CA 95032

About this home

Julie Wyss

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Julie Wyss

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

120 Carlton Avenue 51, Los Gatos, CA 95032

About This Property

Property Photos

120 Carlton Ave 51 Los Gatos, CA 95032

About this home

Julie Wyss

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Julie Wyss

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.