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493 Live Oak Road — Lompoc — 2 Beds • 2 Baths • 1,064 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

$461,990

236 DOM

$434/sqft2 bd2 ba1,064 sqftHOA ~220/mo

Call

493 Live Oak Rd Lompoc, CA 93436

1,086sqft lot

This home is a quaint two-bedroom, two-bathroom home that features an open floor plan. The kitchen highlights include white shaker cabinets, quartz countertops and stainless-steel appliances that include, microwave, dishwasher, and gas range. There is a large window in the family room as well as a French door to the private, enclosed outdoor space. With guest parking nearby, and close proximity to the community park, this home is located near some of the communities' best features. Construction of the home is estimated to complete in the early part of next year. Tours are available by appointment.

MLS SC25188097

661-222-9207 (Office) 951-296-8436 (Cell) chamill@williamshomes.com

Est. payment

$3,172/mo

Principal & interestTaxesInsuranceHOA

$2,336$481$135$220

Down %

Rate %

Years

Down payment: $92,398 · Total cost: $933,384

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,172/mo

Principal & interest: $2,336
Est. property tax: $481
Est. insurance: $135
HOA (normalized / mo): $220
Down payment: $92,398

Est. gross rent$1,925/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,247/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Aug 20, 2025	$461,990	—

Facts & Features

Transaction Data

HOA Fee$220/monthly

Structure & Property

Year Built2025

Garage Spaces1

661-222-9207 (Office) 951-296-8436 (Cell) chamill@williamshomes.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

493 Live Oak Road, Lompoc, CA 93436

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Call

493 Live Oak Rd Lompoc, CA 93436

About this home

Christina Hamill

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christina Hamill

Sale & Tax History

No Recent Sales History

Location

493 Live Oak Road, Lompoc, CA 93436

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

493 Live Oak Rd Lompoc, CA 93436

About this home

Christina Hamill

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christina Hamill

Sale & Tax History

No Recent Sales History

Location