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838 Virginia Ave — Lodi — 4 Beds • 5 Baths • 3,840 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 3PM – 5PM

+55 more

$1,149,000

5 DOM

$299/sqft4 bd5 ba3,840 sqft

Call

838 Virginia Ave Lodi, CA 95242

7,180sqft lot

Rare corner-lot luxury home in Lodi with dual side access, a 5-car garage, and a separate-entry basement. Fully remodeled and full of surprises! Perfect for RV, boat, or toys. Basement has a bonus room for a mancave, in-laws, or rental potential, plus bar area, under-stair wine storage, and bomb shelter! Everything inside is NEW: HVAC, electrical, windows, doors, flooring, paint, water heater, fireplace, lighting, and bathrooms. Designer kitchen with custom hood and cabinets. Upstairs: loft and laundry chute. Primary suite with spa-style wet room, freestanding tub, and gold finishes. Huge attic storage above garage. Across from dog park, near top schools, and Lodi’s award-winning wineries. Modern, spacious and one-of-a-kind!

MLS 41130181

510-651-6500 (Office) 510-918-2015 (Cell) ggatan@intero.com

Est. payment

$7,342/mo

Principal & interestTaxesInsurance

$5,810$1,197$335

Down %

Rate %

Years

Down payment: $229,800 · Total cost: $2,321,389

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,342/mo

Principal & interest: $5,810
Est. property tax: $1,197
Est. insurance: $335
Down payment: $229,800

Est. gross rent$4,788/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,554/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$1,149,000	—

Facts & Features

Structure & Property

Year Built1974

Garage Spaces5

510-651-6500 (Office) 510-918-2015 (Cell) ggatan@intero.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

838 Virginia Ave, Lodi, CA 95242

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Call

838 Virginia Ave Lodi, CA 95242

About this home

Gail Gatan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Gail Gatan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

838 Virginia Ave, Lodi, CA 95242

About This Property

Property Photos

838 Virginia Ave Lodi, CA 95242

About this home

Gail Gatan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Gail Gatan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.