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21535 Calle Otono — Lake Forest — 4 Beds • 3 Baths • 2,474 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 23 · 9AM – 1PM

+29 more

$1,400,000

0 DOM

$566/sqft4 bd3 ba2,474 sqftHOA ~160/mo

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21535 Calle Otono Lake Forest, CA 92630

6,165sqft lot

Don't miss this Forest Creek beauty! This classic residence occupies a flag lot at the end of a cul-de-sac and features a lush, private, large back yard for entertaining or for wide-open kid's play! This west-facing home offers wonderful light throughout the day with its soaring ceilings. A great benefit of this residence is that it belongs to the fabulous Sun and Sail Club-it's just like your own resort! It offers a lake, four pools, tennis and pickle ball, volleyball and a top-notch gym along with festive events for the whole family. The community offers walking trails throughout the woods. The HOA is low, the base levy is low and there is no Mello Roos! Newer HVAC with a whole-house fan and updated bathrooms, along with a spacious loft overlooking the living room, mean comfortable living. The schools are California Distinguished Award Winners! You can't beat the location - close to I-5, the 405 and the 241/133 as well as the Spectrum and Foothill Ranch shopping and less than 20 minutes to John Wayne airport! This is an awesome family home! You can be in the great room kitchen and watch the kids in the backyard, which is very lush with lots of flowering trees! Friendly neighbors on this cul-de-sac which is safe for kids to play.

MLS OC26074624

949-753-7888 (Office) 949-685-9798 (Cell) aljn1812@gmail.com

Est. payment

$9,105/mo

Principal & interestTaxesInsuranceHOA

$7,079$1,458$408$160

Down %

Rate %

Years

Down payment: $280,000 · Total cost: $2,828,498

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,105/mo

Principal & interest: $7,079
Est. property tax: $1,458
Est. insurance: $408
HOA (normalized / mo): $160
Down payment: $280,000

Est. gross rent$5,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,272/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$1,400,000	—

Facts & Features

Transaction Data

HOA Fee$160/monthly

Structure & Property

Year Built1977

Garage Spaces2

949-753-7888 (Office) 949-685-9798 (Cell) aljn1812@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

21535 Calle Otono, Lake Forest, CA 92630

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Call

21535 Calle Otono Lake Forest, CA 92630

About this home

Craig Hermann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Craig Hermann

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

21535 Calle Otono, Lake Forest, CA 92630

About This Property

Property Photos

21535 Calle Otono Lake Forest, CA 92630

About this home

Craig Hermann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Craig Hermann

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.