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123 Chaumont Circle — Lake Forest — 2 Beds • 2 Baths • 1,056 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+40 more

$675,000

11 DOM

$639/sqft2 bd2 ba1,056 sqftHOA ~521/mo

Call

123 Chaumont Cir Lake Forest, CA 92610

35,208sqft lot

Welcome home to the perfect blend of comfort and sophistication in this beautifully renovated model D Napoli Salerno Foothill Ranch condominium. A private, upper end unit with a serene view of the greenbelt makes this condo especially desirable. Step inside and feel right at home in the spacious floor plan, featuring high ceilings and multiple windows that fill the home with loads of natural light. The living room is perfect for entertaining with it’s fireplace, large TV wall, and a sliding glass door to the patio. The dining room has space for a large table and is open to the kitchen. Wow, what a kitchen with tile flooring, white cabinetry, beautiful white marble counters, custom backsplash, farmhouse sink and stainless steel appliances. You will love the convenience of an indoor laundry room with space for a full-sized washer and dryer, concealed with a sliding pocket door. A large primary suite features high ceilings, a huge walk-in closet, and a full en-suite bathroom with a new vanity with quartz counters. A second full bathroom with new cabinetry and marble counters serves both guests and the large secondary bedroom. Enjoy the California indoor/outdoor lifestyle on your private patio with a view of the expansive greenbelt filled with mature trees, flowers, and manicured hedges, perfect for entertaining guests or a quiet morning coffee. Just steps from the home is the one-car garage with extra storage. The Salerno community offers wonderful amenities including a pool, spa, and BBQ area. The city of Foothill Ranch also offers it’s residents a community pool, spa, tennis courts, parks, sports courts, and scenic hiking and biking in the nearby Whiting Ranch.

MLS OC26053382

949-458-1033 (Office) 949-795-9949 (Cell) Janet_Thompson@cox.net

Est. payment

$4,834/mo

Principal & interestTaxesInsuranceHOA

$3,413$703$197$521

Down %

Rate %

Years

Down payment: $135,000 · Total cost: $1,363,740

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,834/mo

Principal & interest: $3,413
Est. property tax: $703
Est. insurance: $197
HOA (normalized / mo): $521
Down payment: $135,000

Est. gross rent$2,813/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,021/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.