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32795 Santa Cruz — Lake Elsinore — 3 Beds • 2 Baths • 1,864 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+28 more

$579,000

16 DOM

$311/sqft3 bd2 ba1,864 sqftHOA ~72/mo

Call

32795 Santa Cruz Lake Elsinore, CA 92530

6,098sqft lot

Welcome to 32795 Santa Cruz, a beautifully maintained single-level home set on a spacious lot within a well-established neighborhood. This inviting residence offers 3 bedrooms, 2 bathrooms, and thoughtfully designed living spaces that blend comfort, function, and everyday livability. The formal living and dining rooms provide an elegant setting for gatherings, while the centrally located family room offers a relaxed atmosphere ideal for both entertaining and unwinding. The primary suite features a generous walk-in closet and an en-suite bathroom with a soaking tub and separate shower. Secondary bedrooms are well-sized, offering ample closet space and a shared full bathroom. A brand-new AC unit adds comfort and efficiency, giving buyers peace of mind for the warm summer months ahead. Step outside to a serene backyard, perfect for relaxing, playing, or creating the outdoor retreat you’ve always envisioned. The backyard is enhanced by a soothing koi pond and an assortment of fruit trees that offer both natural beauty and homegrown bounty throughout the year. The gazebo is the focal point that provides a shaded oasis for morning coffee, evening wine, or weekend gatherings—bringing charm and versatility to the outdoor space. Residents of Madison Fairfield enjoy an impressive array of community amenities including a skate park, dog park, basketball courts, tennis courts, BMX track, and close proximity to schools, shopping, dining, and the beauty of Lake Elsinore. A wonderful single-story opportunity in a community known for lifestyle, recreation, and convenience.

MLS IV26066152

951-682-1133 (Office) 951-217-2220 (Cell) Offers@lisaandre.com

Est. payment

$3,772/mo

Principal & interestTaxesInsuranceHOA

$2,928$603$169$72

Down %

Rate %

Years

Down payment: $115,800 · Total cost: $1,169,786

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,772/mo

Principal & interest: $2,928
Est. property tax: $603
Est. insurance: $169
HOA (normalized / mo): $72
Down payment: $115,800

Est. gross rent$2,413/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,359/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.