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16700 Joy Street — Lake Elsinore — 4 Beds • 3 Baths • 1,735 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

$599,900

1 DOM

$346/sqft4 bd3 ba1,735 sqft

Call

16700 Joy St Lake Elsinore, CA 92530

6,200sqft lot

Welcome to your new home in beautiful Lake Elsinore. This newer construction offers 4 bedrooms and 3 full bathrooms with a modern open-concept layout designed for comfortable living and entertaining. A standout feature of this home is the approximately 400 sq ft private terrace with stunning lake views, perfect for morning coffee, or relaxing sunset evenings overlooking the water and surrounding mountains. Unlike many new homes in the area, this property is truly move-in ready with completed front and backyard landscaping, a kitchen island upgrade, and custom curtains and blinds already installed. The spacious backyard offers great potential to add an ADU, creating additional living space or rental income opportunities. Additional highlights include fully PAID-OFF solar panels, plus the rare advantage of NO HOA and NO Mello-Roos taxes. Conveniently located near the lake, parks, and outdoor recreation, this home offers the perfect blend of modern comfort, scenic views, and future potential.

MLS OC26078898

714-724-5688 (Office) 714-724-5688 (Cell) lymyhoa@yahoo.com

Est. payment

$3,833/mo

Principal & interestTaxesInsurance

$3,033$625$175

Down %

Rate %

Years

Down payment: $119,980 · Total cost: $1,212,012

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,833/mo

Principal & interest: $3,033
Est. property tax: $625
Est. insurance: $175
Down payment: $119,980

Est. gross rent$2,500/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,333/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 11, 2026	$599,900	—

Facts & Features

Structure & Property

Year Built2024

Garage Spaces2

714-724-5688 (Office) 714-724-5688 (Cell) lymyhoa@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

16700 Joy Street, Lake Elsinore, CA 92530

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Call

16700 Joy St Lake Elsinore, CA 92530

About this home

Anna Ly

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Anna Ly

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.

16700 Joy Street, Lake Elsinore, CA 92530

About This Property

Property Photos

Location

16700 Joy St Lake Elsinore, CA 92530

About this home

Anna Ly

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Anna Ly

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.