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32395 Outrigger — Laguna Niguel — 3 Beds • 3 Baths • 1,660 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 5PM

+13 more

$1,325,000

16 DOM

$798/sqft3 bd3 ba1,660 sqftHOA ~1,040/mo

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32395 Outrigger Laguna Niguel, CA 92677

2.88acre lot

What a great location! This home is perfect for a primary residence, second home or investment property. You will love this maintenance free home located in the coastal community of Laguna Niguel (Monarch Beach). Offering 3 bedrooms: the 1st level offers a guest bedroom with farmhouse doors. The home is light and bright! There is recessed lighting throughout the home. The living room has a corner fireplace; a dining room that opens to the beautifully remodeled kitchen showcasing new self-closing white cabinets, quartz counter tops, farmhouse sink and beautiful new stainless-steel appliances There is also an indoor laundry room and a half bath. The 2nd level offers 2 bedrooms. The Master bedroom suite features a European style (entire wall) closet: the bathroom has a walk-in shower, dual sinks and built-in cabinets and drawers. Walk out onto the balcony and enjoy the absolutely stunning sunsets. The 2nd mini-suite offers a walk-in closet and a shower/tub. Both bedrooms have heated flooring for those rare cool nights. The patio is perfect for entertaining guests. Relax and enjoy the beautiful sunrises and sunsets and unobstructed view of the hills and homes across the valley. The 2 car oversized garage has direct access to the home; a lot of overhead storage, tankless water heater and a full-home water softener. There are plenty of beautiful walking/biking paths to Salt Creek State Beach, Waldorf Astoria Resort, Monarch Beach Golf Links and the Salt Creek Corridor Wildlife Reserve. The Dana Point Lantern District and Dana Point Harbor are just a few minutes away. This location is the most happening area in South Orange County and a soon to be World-Wide tourist destination.

MLS PW26067120

949-872-7700 (Office) 714-403-4454 (Cell) rregan92677@yahoo.com

Est. payment

$9,506/mo

Principal & interestTaxesInsuranceHOA

$6,700$1,380$386$1,040

Down %

Rate %

Years

Down payment: $265,000 · Total cost: $2,676,972

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,506/mo

Principal & interest: $6,700
Est. property tax: $1,380
Est. insurance: $386
HOA (normalized / mo): $1,040
Down payment: $265,000

Est. gross rent$5,521/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,985/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 28, 2026	$1,325,000	—

Facts & Features

Transaction Data

HOA Fee$1,040/monthly

Structure & Property

Year Built1986

Garage Spaces2

949-872-7700 (Office) 714-403-4454 (Cell) rregan92677@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

32395 Outrigger, Laguna Niguel, CA 92677

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Call

32395 Outrigger Laguna Niguel, CA 92677

About this home

Rita Reagan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rita Reagan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

32395 Outrigger, Laguna Niguel, CA 92677

About This Property

Property Photos

32395 Outrigger Laguna Niguel, CA 92677

About this home

Rita Reagan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Rita Reagan

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.