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3 Via Palma 27 — Laguna Niguel — 2 Beds • 3 Baths • 1,265 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 12PM – 3PM

+40 more

$969,000

59 DOM

$766/sqft2 bd3 ba1,265 sqftHOA ~598/mo

Call

3 Via Palma 27 Laguna Niguel, CA 92677

2.68acre lot

Welcome to this beautifully updated 2 bedroom, 2.5 bathroom townhome in the highly desirable Vista Pointe community of Laguna Niguel. Thoughtfully refreshed and move-in ready, this light filled home offers gorgeous views and an inviting open layout designed for comfortable living. The newly remodeled kitchen shines with sleek quartz countertops, a stylish backsplash, a farmhouse style sink, and new stainless steel appliances. Modern flooring flows throughout the home, complemented by fresh paint, updated fixtures, and contemporary lighting, creating a clean and modern look. Upstairs, the generously sized primary suite features vaulted ceilings and a private balcony overlooking the community. The en-suite bathroom includes a soaking tub and dual vanity. Also on the second level is a secondary bedroom, filled with natural light and scenic views, along with a well-appointed hall bathroom. The newly landscaped patio provides the perfect space to relax and enjoy stunning hillside views and vibrant sunsets. Additional highlights include the direct access two-car garage and ample guest parking. The residents of Niguel Pointe enjoy resort-style amenities, including a pool, spa, and tennis courts. Ideally located just minutes from Dana Point Harbor, the historic Lantern District, Salt Creek Beach, luxury resorts, and premier shopping and dining, this home offers coastal living at its best. Stylish, comfortable, and perfectly situated near Orange County’s most sought after destinations.

MLS SR26031287

661-705-3200 (Office) hollinger.erin@gmail.com

Est. payment

$6,790/mo

Principal & interestTaxesInsuranceHOA

$4,900$1,009$283$598

Down %

Rate %

Years

Down payment: $193,800 · Total cost: $1,957,725

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,790/mo

Principal & interest: $4,900
Est. property tax: $1,009
Est. insurance: $283
HOA (normalized / mo): $598
Down payment: $193,800

Est. gross rent$4,038/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,752/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.