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29121 Via Cerrito — Laguna Niguel — 2 Beds • 1 Bath • 938 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+21 more

$469,000

26 DOM

$500/sqft2 bd1 ba938 sqftHOA ~617/mo

Call

29121 Via Cerrito Laguna Niguel, CA 92677

8.73acre lot

Light, bright, and nicely updated 2-bedroom, 1-bath condo in Laguna Niguel’s Vista Del Cerro community. This single-level residence offers approximately 914 square feet of living space with an open and airy feel, fresh finishes, and abundant natural light throughout. The spacious living area flows to a private patio/yard space, creating a great indoor-outdoor connection. Large windows overlook open space and greenery, adding a peaceful backdrop and bringing in beautiful natural light. The kitchen features ample cabinet space and appliances in place, while the updated bath offers clean, modern styling. Additional highlights include wood-style flooring, recessed lighting, and a functional floor plan. Community amenities include pool and recreation room. Conveniently located near shopping, dining, parks, and major commuter routes.

MLS OC26057252

949-929-6351 (Office) brett@notchluxury.com

Est. payment

$3,615/mo

Principal & interestTaxesInsuranceHOA

$2,372$489$137$617

Down %

Rate %

Years

Down payment: $93,800 · Total cost: $947,547

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,615/mo

Principal & interest: $2,372
Est. property tax: $489
Est. insurance: $137
HOA (normalized / mo): $617
Down payment: $93,800

Est. gross rent$1,954/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,661/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 16, 2026	$469,000	—

Facts & Features

Transaction Data

HOA Fee$617/monthly

Structure & Property

Year Built1982

949-929-6351 (Office) brett@notchluxury.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

29121 Via Cerrito, Laguna Niguel, CA 92677

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Call

29121 Via Cerrito Laguna Niguel, CA 92677

About this home

Brett Smith

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Brett Smith

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

29121 Via Cerrito, Laguna Niguel, CA 92677

About This Property

Property Photos

29121 Via Cerrito Laguna Niguel, CA 92677

About this home

Brett Smith

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Brett Smith

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.