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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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28748 La Siena — Laguna Niguel — 2 Beds • 2 Baths • 862 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+14 more

$649,000

31 DOM

$753/sqft2 bd2 ba862 sqftHOA ~455/mo

Call

28748 La Siena Laguna Niguel, CA 92677

Costa Brava upper unit condo in scenic Laguna Niguel. Gated entry leads into a private sunny patio. Custom front door leads into the open living room with gas burning fireplace. High vaulted ceilings throughout the main living and bedroom spaces allow for volume and space. As an end, upper unit, windows on sides and front allow plentiful natural light throughout. A dedicated dining area is off the kitchen. The kitchen has convenient appliances and good counter space. Primary bedroom with en suite bathroom, two mirrored sliding closets. The second bedroom has sliding closet storage and hallway bathroom with shower over tub. Additional amenities include a whole house repipe, updated furnace and air conditioning systems. Separate laundry room with washer and dryer hookups plus storage cabinetry. One car garage parking and guest parking as available. The Costa Brava community has a beautiful pool and spa complex conveniently down the path from this condo. Optional membership to The Club at Rancho Niguel right up the street, offering tennis, pickleball, volleyball and racquetball courts, in addition to pools, gym, playground and picnic areas. Another highlight of this area is being a block from the Laguna Niguel Regional Park, featuring acres of nature surrounding a 44-acre lake and the site of the city fireworks show every 4th of July. Restaurants, shops, high rated schools and easy access to 73 and 5 freeways are all within minutes, providing an outstanding location and opportunity!

MLS LG26053117

949-715-3530 (Office) amanda@amandahorton.com

Est. payment

$4,602/mo

Principal & interestTaxesInsuranceHOA

$3,282$676$189$455

Down %

Rate %

Years

Down payment: $129,800 · Total cost: $1,311,211

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,602/mo

Principal & interest: $3,282
Est. property tax: $676
Est. insurance: $189
HOA (normalized / mo): $455
Down payment: $129,800

Est. gross rent$2,704/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,898/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.