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9 Waltham — Ladera Ranch — 4 Beds • 4 Baths • 3,670 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+68 more

$2,328,888

0 DOM

$635/sqft4 bd4 ba3,670 sqftHOA ~660/mo

Call

9 Waltham Ladera Ranch, CA 92694

8,320sqft lot

Welcome to this charmingly Spanish-style residence nestled inside the prestigious gated community of Covenant Hills in Ladera Ranch where privacy comfort, and top-tier education come together. Located within the highly acclaimed Capistrano Unified district, this home is walking distance to Oso grande Elementary school a major advantage of families seeking both convenience and exceptional academics. Situated on a spacious corner lot at the end of a quiet cul-de-sac, the home offers beautiful natural lights, open views and the peaceful setting today's buyers value most. Inside, you'll find 4 spacious bedrooms, each with it's own private bathroom, plus a dedicated office and an upstairs loft or game room- perfect for growing families. The main-floor primary suite feels like a private retreat, featuring French doors to the backyard and a spa inspired bath with marble countertops, custom closets, and a oversized Jacuzzi tub. The gourmet kitchen is designed with stainless steel appliances, granite countertops, custom cabinets and a built-in refrigerator. Additional upgrades includes travertine floors, crown molding, plantation shutters, surround sounds, central AVAC, water filtration system throughout, central vacuum. Step outside to your private backyard to enjoying a cozy courtyard fireplace, a private fire pit of the primary suite view and a built in BBQ island with generous seating-perfect for family gatherings year around. Also, enjoy some beautiful trees like Pomegranate, Lemons and guava.

MLS OC26046010

714-203-5075 (Office) blancaosellshomes@gmail.com

Est. payment

$15,541/mo

Principal & interestTaxesInsuranceHOA

$11,776$2,426$679$660

Down %

Rate %

Years

Down payment: $465,778 · Total cost: $4,705,183

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$15,541/mo

Principal & interest: $11,776
Est. property tax: $2,426
Est. insurance: $679
HOA (normalized / mo): $660
Down payment: $465,778

Est. gross rent$9,704/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-5,837/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.