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42 Chadron Circle — Ladera Ranch — 3 Beds • 2 Baths • 1,388 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+22 more

$779,000

17 DOM

$561/sqft3 bd2 ba1,388 sqftHOA ~420/mo

Call

42 Chadron Cir Ladera Ranch, CA 92694

Tucked within the Chambray community of Ladera Ranch, this end-unit home stands out for its natural light, open floor plan, and thoughtful updates throughout. Soaring ceilings and expansive windows bring in light from multiple directions, giving the main living space an airy, elevated feel. The layout offers two bedrooms, two full bathrooms, and a spacious loft with a built-in custom closet - ideal for a home office, secondary living space, or easily converted into a third bedroom. The living and dining areas connect seamlessly to the kitchen, creating a layout that feels both open and comfortable for everyday living. In the kitchen, freshly painted cabinetry, new countertops, and an updated sink give the space a clean, refreshed look, while a breakfast bar offers a casual place to gather. New SPC vinyl flooring runs throughout the entry, stairway, and main living areas, complemented by fresh interior paint that carries a cohesive finish throughout the home. The primary suite is set apart as a more private retreat, featuring a walk-in closet and a remodeled en-suite bathroom with a walk-in shower, updated countertops, modern mirrors, and upgraded fixtures. The secondary bedroom is well-sized for guests or everyday use, while the loft adds an additional layer of flexibility depending on your needs. Additional features include LED lighting throughout, a direct-access one-car garage, and an assigned parking space located just steps from the home. Living in Ladera Ranch offers a lifestyle that extends well beyond the home itself, with access to pools, splash pads, parks, tennis and pickleball courts, a skate park, hiking trails, clubhouses, and more - along with nearby shopping, dining, and highly regarded schools. Don't miss out on this darling home!

MLS NP26064454

949-438-4340 (Office) racquel.hedin@compass.com

Est. payment

$5,397/mo

Principal & interestTaxesInsuranceHOA

$3,939$811$227$420

Down %

Rate %

Years

Down payment: $155,800 · Total cost: $1,573,857

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,397/mo

Principal & interest: $3,939
Est. property tax: $811
Est. insurance: $227
HOA (normalized / mo): $420
Down payment: $155,800

Est. gross rent$3,246/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,151/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.