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28 Drackert Lane — Ladera Ranch — 4 Beds • 4 Baths • 3,670 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+63 more

$2,348,000

26 DOM

$640/sqft4 bd4 ba3,670 sqftHOA ~660/mo

Call

28 Drackert Ln Ladera Ranch, CA 92694

8,000sqft lot

Discover luxury living in the guard-gated community of Covenant Hills in Ladera Ranch. Situated on a prime ~8,000 sq ft corner lot with only one neighboring home and a beautiful greenbelt alongside, this ~3,700 sq ft residence offers exceptional privacy and direct access to a nearby park from the courtyard. The home features 4 bedrooms and 4 bathrooms, including a spacious main-level primary suite with direct access to the patio and backyard. The main level also offers a grand formal living room, dining room, and an office nook opening to a charming courtyard with a fountain. The inviting family room with fireplace opens to the kitchen, creating a great space for everyday living and entertaining. The kitchen features granite countertops, high-end stainless steel appliances, and ample cabinetry. Upstairs includes three generously sized bedrooms and a large loft with beautiful park views, ideal for a media room, office, or additional living space. Outdoor living is equally impressive with a gated entry courtyard and a private backyard featuring updated hardscaping, a gas BBQ island, and an outdoor fireplace perfect for gatherings and relaxation. Additional features include a three-car garage with EV charging, plantation shutters, new laminate flooring, and two newer AC units (separate systems for upstairs and downstairs) for optimal comfort and efficiency. The home also includes a solar system under a prepaid lease with no monthly payment, helping keep electricity costs low, with the agreement to transfer to the buyer at close of escrow. Residents of Covenant Hills enjoy resort-style amenities including a private clubhouse, pools, tennis courts, scenic trails, parks, and top-rated schools, all conveniently located near shopping and dining.

MLS PW26056127

949-552-0505 (Office) 714-418-6876 (Cell) giselle.broker@gmail.com

Est. payment

$15,664/mo

Principal & interestTaxesInsuranceHOA

$11,873$2,446$685$660

Down %

Rate %

Years

Down payment: $469,600 · Total cost: $4,743,796

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$15,664/mo

Principal & interest: $11,873
Est. property tax: $2,446
Est. insurance: $685
HOA (normalized / mo): $660
Down payment: $469,600

Est. gross rent$9,783/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-5,881/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.