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28 Albany — Ladera Ranch — 3 Beds • 3 Baths • 1,936 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+31 more

$1,099,000

66 DOM

$568/sqft3 bd3 ba1,936 sqftHOA ~373/mo

Call

28 Albany Ladera Ranch, CA 92694

HUGE PRICE REDUCTION! Modern Elegance Meets Resort Living in Ladera Ranch. Welcome to this stunning, remodeled end-unit nestled in the highly coveted Aldenhouse Village. Boasting an abundance of natural light and modern upgrades, this home offers the perfect blend of contemporary comfort and timeless charm. The main level features a seamless open-concept design, highlighted by newer luxury vinyl flooring and a gourmet kitchen reimagined with sleek quartz countertops and stainless-steel appliances. The inviting living room, anchored by a cozy fireplace, transitions through elegant French doors to a private patio—your own serene retreat for morning coffee or sunset entertaining. A versatile fourth bedroom (currently an open den) serves as the ideal executive home office or guest suite. Upstairs, discover three spacious bedrooms and a flexible bonus area, plus a convenient dedicated laundry room. The primary suite is a true sanctuary, featuring a sprawling walk-in closet and a spa-like bath with dual vanities, a deep soaking tub, and a separate shower. Step outside to experience the unparalleled Ladera Ranch lifestyle. Just a short stroll away, you’ll find 15 refreshing pools, the upgraded Aquatic Park, skate parks, shops, restaurants, banks, coffee house and top-rated schools. From hiking and biking trails to community concerts, 4th of July fireworks, and holiday tree lightings, this home offers more than just a place to live—it offers a vibrant community to call home.

MLS OC26025883

949-717-7100 (Office) sshirazi@surterreproperties.com

Est. payment

$7,396/mo

Principal & interestTaxesInsuranceHOA

$5,557$1,145$321$373

Down %

Rate %

Years

Down payment: $219,800 · Total cost: $2,220,371

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,396/mo

Principal & interest: $5,557
Est. property tax: $1,145
Est. insurance: $321
HOA (normalized / mo): $373
Down payment: $219,800

Est. gross rent$4,579/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,817/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.