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47870 Rosemary Street — La Quinta — 3 Beds • 3 Baths • 1,920 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+40 more

$549,000

61 DOM

$286/sqft3 bd3 ba1,920 sqftHOA ~324/mo

Call

47870 Rosemary St La Quinta, CA 92253

5,663sqft lot

Price Improvement on this AFFORDABLE LQ Home that Exudes Pride of Ownership in this Centrally Located Community of Mira Flores! User-Friendly Open-Concept Floor Plan Delivers a Functional Flow that is both AIRY and OPEN. You'll Appreciate the Generous Kitchen w/Granite Counters and Backsplash, Stainless Appliances, Rich Cabinetry which Opens to the Family Room w/a Cozy Fireplace and Wrap-Around Sliding Glass Doors Framing the Patio. Bedrooms are Appropriately Spaced for Privacy and a Versatile Bonus Room has Potential for a Home Office, Hobby Room or a Potential Fourth Bedroom. The Primary Suite is a Tranquil Retreat with a Walk-in Closet, Ensuite Bathroom w/Dual Sinks and Walk-in shower. Outdoor Living is Easy w/a Generous Patio, Peek a Boo Mountain Views and Low Maintenance Landscaping. Truly a Triple Option of Opportunity; a Primary Residence, a Vacation Getaway -or- a Rental Opportunity that could be Ready for Revenue! HOA covers Front Yard Maintenance, Front Gate, Community Pool/Spa and a Pet Friendly Greenbelt. Bonus: Low HOA Dues, Desirable Schools, Close to Restaurants, Costco, Shopping, Music Festivals, Theatres, Hwy 111 and All La Quinta has to Offer!

MLS 219143054DA

(760) 262-7472 (Office) (760) 880-4261 (Cell) tjmccaa@gmail.com

Est. payment

$3,832/mo

Principal & interestTaxesInsuranceHOA

$2,776$572$160$324

Down %

Rate %

Years

Down payment: $109,800 · Total cost: $1,109,175

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,832/mo

Principal & interest: $2,776
Est. property tax: $572
Est. insurance: $160
HOA (normalized / mo): $324
Down payment: $109,800

Est. gross rent$2,288/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,544/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 11, 2026	$555,000	—

Facts & Features

Transaction Data

▼Price Reduced from $555,000 (−$6,000)

HOA Fee$324/monthly

Structure & Property

Year Built2001

Garage Spaces2

(760) 262-7472 (Office) (760) 880-4261 (Cell) tjmccaa@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

47870 Rosemary Street, La Quinta, CA 92253

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Call

47870 Rosemary St La Quinta, CA 92253

About this home

T.J. McCaa

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

T.J. McCaa

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

47870 Rosemary Street, La Quinta, CA 92253

About This Property

Property Photos

47870 Rosemary St La Quinta, CA 92253

About this home

T.J. McCaa

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

T.J. McCaa

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.