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642 Heirloom Place — King City — 3 Beds • 3 Baths • 1,547 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+13 more

$539,000

9 DOM

$348/sqft3 bd3 ba1,547 sqftHOA ~80/mo

Call

642 Heirloom Pl King City, CA 93930

2,850sqft lot

This thoughtfully designed two-story home offers inviting curb appeal and a functional, open layout. Known as the Escondido plan, the bright main living area flows through arched openings into a spacious kitchen featuring a large breakfast bar with granite countertops, stainless steel appliances and ample pantry storage. The first floor also includes a convenient laundry room, a half bath, and a coat closet. Upstairs, the primary suite provides a comfortable retreat with a dual-sink vanity and a generous walk-in closet. Two additional bedrooms, a full bathroom, and a linen closet complete the upper level. A detached two-car garage offers flexibility, and the yard is ready for your personal vision with no existing landscaping. Ideally located near schools with easy freeway access, this home blends practicality and comfort.

MLS ML82041751

(805) 472-9030 (Office) 831-206-6443 (Cell) jasmine@oakshoresrealty.com

Est. payment

$3,523/mo

Principal & interestTaxesInsuranceHOA

$2,725$561$157$80

Down %

Rate %

Years

Down payment: $107,800 · Total cost: $1,088,972

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,523/mo

Principal & interest: $2,725
Est. property tax: $561
Est. insurance: $157
HOA (normalized / mo): $80
Down payment: $107,800

Est. gross rent$2,246/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,277/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 6, 2026	$539,000	—

Facts & Features

Transaction Data

Close DateJun 30, 2026

HOA Fee$80/monthly

Structure & Property

Year Built2019

Garage Spaces2

(805) 472-9030 (Office) 831-206-6443 (Cell) jasmine@oakshoresrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

642 Heirloom Place, King City, CA 93930

Get Directions

Call

642 Heirloom Pl King City, CA 93930

About this home

Jasmine Duncan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jasmine Duncan

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

642 Heirloom Place, King City, CA 93930

About This Property

Property Photos

642 Heirloom Pl King City, CA 93930

About this home

Jasmine Duncan

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jasmine Duncan

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.