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9995 Monte Cristo — Kelseyville — 3 Beds • 2 Baths • 1,348 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+23 more

$349,000

66 DOM

$259/sqft3 bd2 ba1,348 sqftHOA ~13/mo

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9995 Monte Cristo Kelseyville, CA 95451

6,534sqft lot

Tucked away at the end of a quiet cul-de-sac in the desirable Kelseyville Riviera, this beautifully updated 3-bedroom, 2-bathroom retreat offers a rare blend of modern comfort and rugged natural beauty just 2.5 hours from the San Francisco Bay Area. The moment you step inside, you are greeted by an architectural sunken living room where massive windows frame the majestic mountains rising directly behind your property, ensuring total privacy with no rear neighbors. Every inch of this home feels fresh and turnkey, boasting a crisp new coat of paint, stylish modern upgrades, and the structural peace of mind provided by a newer roof. Outside, the oversized lot serves as your own personal oasis, providing an expansive backyard perfect for entertaining or gardening in some of the cleanest air in California—Lake County has a 35-year record of meeting the state's most rigorous air quality standards. Whether you’re enjoying a quiet morning with mountain views or exploring the nearby Riviera Marina and Clear Lake boat launches, this home delivers the ultimate California lifestyle within an easy drive of the city. Don’t miss your chance to own this secluded gem

MLS LC26028934

707-262-5700 (Office) elizabethcoxdreamhomes@gmail.com

Est. payment

$2,244/mo

Principal & interestTaxesInsuranceHOA

$1,765$364$102$13

Down %

Rate %

Years

Down payment: $69,800 · Total cost: $705,104

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,244/mo

Principal & interest: $1,765
Est. property tax: $364
Est. insurance: $102
HOA (normalized / mo): $13
Down payment: $69,800

Est. gross rent$1,454/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-790/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Feb 8, 2026	$350,000	—

Facts & Features

Transaction Data

▼Price Reduced from $350,000 (−$1,000)

HOA Fee$160/annually

Structure & Property

Year Built1992

Garage Spaces2

707-262-5700 (Office) elizabethcoxdreamhomes@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

9995 Monte Cristo, Kelseyville, CA 95451

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Call

9995 Monte Cristo Kelseyville, CA 95451

About this home

Elizabeth Cox

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Elizabeth Cox

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

9995 Monte Cristo, Kelseyville, CA 95451

About This Property

Property Photos

9995 Monte Cristo Kelseyville, CA 95451

About this home

Elizabeth Cox

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Elizabeth Cox

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.