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5101 Chateau — Irvine — 4 Beds • 4 Baths • 3,100 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+52 more

$2,206,000

63 DOM

$712/sqft4 bd4 ba3,100 sqft

Call

5101 Chateau Irvine, CA 92604

6,120sqft lot

Exceptional TWO UNITS, one-of-a-kind property in the heart of Irvine - The Ranch community with low property tax and No HOA. This property of over 3100 SF consists of three distinctive parts: 1) A main single story house of 1,650 sf, with 3 bedrooms and 2 bathrooms. It features cathedral ceilings and open floor plan with living, dinning and family areas. Its beautiful private backyard has a pool and jacuzzi. 2) A 450 sf bonus room above the garage which can be utilized as office or art studio. 3) Also the property offers a complete in-law unit of 1,100 sf, one bedroom loft with living, dining area and a kitchen, one full bathroom and a powder room, connected to a sun-drenched balcony. The unit is built legally with permits. It can be used as a source of income or sharing with family members. The house is designed and built/ remodeled by the architect herself and lived in for the last 30 years. This property is well maintained and fully functional, and yet there is still the potential to add a second floor to the main house if desired. This unique gem of a property is nestled on a quiet cul-de-sac close to the Ranch Park which offers paths for pleasant walks and benches for resting and reflecting. Irvine’s nationally recognized excellent public school system is represented here by Deerfield Elementary School, Venado Middle School and Irvine High School. Irvine Valley College is also within walking distance of this community. Endless shopping and dining experiences await at the Irvine Spectrum, just 10 minutes away. Commuting is a driver's dream with the nearby 5 and 405 freeways.

MLS OC26028846

949-451-1200 (Office) emmachuye@gmail.com

Est. payment

$14,096/mo

Principal & interestTaxesInsurance

$11,155$2,298$643

Down %

Rate %

Years

Down payment: $441,200 · Total cost: $4,456,905

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$14,096/mo

Principal & interest: $11,155
Est. property tax: $2,298
Est. insurance: $643
Down payment: $441,200

Est. gross rent$9,192/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,904/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.