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19 Waterway 9 — Irvine — 4 Beds • 3 Baths • 2,760 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+61 more

$1,950,000

18 DOM

$707/sqft4 bd3 ba2,760 sqftHOA ~157/mo

Call

19 Waterway 9 Irvine, CA 92614

Beautifully updated home in Irvine’s highly desirable Woodbridge community, offering a spacious freshly painted multi-level layout with excellent separation of living spaces. This 4-bedroom, 3-bath residence features a highly sought-after DOWNSTAIRS PRIMARY SUITE, with three secondary bedrooms upstairs, ideal for privacy and flexible living. Luxury vinyl plank flooring with upgraded baseboards runs throughout with no carpet, creating a clean, cohesive look. The living room and family room each feature a fireplace, while soaring ceilings and expansive windows bring in abundant natural light. The multi-level design adds architectural interest and openness, while still providing defined spaces for everyday living and entertaining. A new HVAC unit has just been installed. The kitchen features a breakfast counter-bar, white shaker cabinetry, quartz countertops, a contrasting full backsplash, and brand new stainless steel appliances. It opens to the dining room and living area and offers ample cabinetry, counter space, and storage. An upper-level family room provides flexible use as a home office, media space, or additional lounge area. Upstairs also includes three well-proportioned bedrooms, a bathroom with dual vanities and granite countertops, and a convenient laundry closet. The downstairs primary suite offers a private setting with generous space, large windows, and an en-suite bathroom featuring dual vanities, and a soaking tub. Outdoor space includes a private deck with lagoon views and a patio cover, providing a comfortable area to relax or entertain. Additional features include a direct-access 2-car garage and good storage throughout. Woodbridge residents enjoy access to two lakes, beach lagoons, pools, parks, tennis and pickleball courts, volleyball courts, and scenic walking trails. The home is conveniently located near Meadow Park Elementary, South Lake Middle School, and Woodbridge High School, all within the Irvine Unified School District. Nearby shopping and dining options include Woodbridge Village Center and Alton Square, offering restaurants, a movie theater, and everyday conveniences. Low tax rate and NO MELLO-ROOS.

MLS OC26063285

949-644-1600 (Office) 949-537-2079 (Cell) debbie@sagorin.com

Est. payment

$12,617/mo

Principal & interestTaxesInsuranceHOA

$9,860$2,031$569$157

Down %

Rate %

Years

Down payment: $390,000 · Total cost: $3,939,694

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$12,617/mo

Principal & interest: $9,860
Est. property tax: $2,031
Est. insurance: $569
HOA (normalized / mo): $157
Down payment: $390,000

Est. gross rent$8,125/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,492/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.