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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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16 Charity — Irvine — 4 Beds • 3 Baths • 2,648 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+23 more

$3,495,000

142 DOM

$1,320/sqft4 bd3 ba2,648 sqftHOA ~375/mo

Call

16 Charity Irvine, CA 92612

12,000sqft lot

Turtle Rock guard-gated home for sale in Irvine featuring 4 bedrooms, 3 bathrooms, and a desirable corner lot in the Concordia West community with no Mello Roos. Located in one of Irvine’s most established neighborhoods, this spacious residence offers vaulted ceilings, abundant natural light, and a functional floor plan with a main-level bedroom ideal for guests or a home office. The kitchen includes granite countertops, Sub-Zero refrigeration, stainless steel appliances, generous storage, and a walk-in pantry. Living and dining areas flow seamlessly for entertaining, while large windows overlook the private backyard. Situated on an expansive corner parcel, the backyard features mature landscaping and a built-in BBQ with space for outdoor dining, gardening, or potential future pool plans. Upstairs, the primary suite offers ample closet space and an en-suite bath. Two additional bedrooms and a full bath complete the upper level. Located within the highly regarded Irvine Unified School District and just minutes from the University of California, Irvine, this home offers convenient access to parks, trails, shopping, dining, and major freeways. Enjoy guard-gated security, community amenities, and the rare combination of privacy and central Irvine location. Rare opportunity to own a corner-lot home in Turtle Rock, Irvine’s premier guard-gated enclave.

MLS OC25260858

949-717-7100 (Office) 714-393-0743 (Cell) yoshikorealtor@gmail.com

Est. payment

$22,708/mo

Principal & interestTaxesInsuranceHOA

$17,673$3,641$1,019$375

Down %

Rate %

Years

Down payment: $699,000 · Total cost: $7,061,144

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$22,708/mo

Principal & interest: $17,673
Est. property tax: $3,641
Est. insurance: $1,019
HOA (normalized / mo): $375
Down payment: $699,000

Est. gross rent$14,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-8,145/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.